HIF Health Insurance

The Smart Choice for Health Cover.


Life has different demands at different times, so it makes sense to choose private health insurance cover that is designed for your specific needs.

Choose from any of the recommendations below or click here to create your own personal combination.

Here are our recommendations for smart Health Insurance cover packages.

Young and Healthy

GoldStarter Hospital & Saver Ancillary

Smart health insurance to suit the budget of younger members who still want good hospital cover and their own choice of dentist, but are less likely to require services such as maternity and cardio thoracic procedures.

from $11.95 per week.

GoldStarter Hospital and Special Ancillary

Smart health insurance to suit the budget of younger members who still want good hospital and ancillary cover that includes major dental, but are less likely to require services such as maternity and cardio thoracic procedures.

from $14.35 per week.


Planning a Family

GoldSaver Hospital and Special Ancillary

An intermediate level of health insurance for members wanting maternity and major dental cover but don’t require full coverage for services such as cardio thoracic surgery and joint replacement.

from $19.15 per week.

Gold Hospital and Special Ancillary

A top level hospital insurance that covers you in a private room for management of labour and delivery, and a shared room for all other services, combined with an Ancillary level that covers your family for the most commonly used services.

from $21.35 per week.


Raising a Family

GoldSaver Hospital and Super Ancillary

An intermediate level health insurance for members wanting maternity cover combined with our most popular comprehensive ancillary option, but don’t require full coverage for services like cardiothoracic procedures or joint replacement.

from $22.75 per week.

Gold Hospital and Super Ancillary

Top level health insurance, with comprehensive ancillary cover and hospital cover with no restrictions.

from $24.95 per week.


Total Peace of Mind

GoldStar Hospital and Super Ancillary

Health insurance with the highest level of hospital cover and comprehensive ancillary.

from $25.75 per week.

GoldStar Hospital and Premium Ancillary

Highest level of health insurance, with premium ancillary cover and our best hospital cover.

from $28.20 per week.


Overseas Visitors

Overseas Hospital and Medical Saver

Cover for overseas visitors that includes hospital, medical and other services normally covered by Medicare Australia.

from $38.30 per week.

Overseas Plus

Cover for overseas visitors that also includes other ancillary items such as dental, optical and ambulance.

from $62.10 per week.