Ancillary Cover Options

The wide range of everyday health needs that are not covered by medicare can be covered by one of our smart ancillary options.


Type of Service

Premium

Super

Special

Saver

Waiting Period

Ambulance

Covered

Covered

Covered

Covered

 2 Month
Auxiliary Home Nursing

2 Month
Asthmatic Spacers

Covered

Covered

Not Covered

Not Covered

 2 Month
Chiropractic

2 Month
Complementary Therapies

Covered

Covered

Covered

Covered

 2 Month
Dental - General Unlimited

2 Month
Diabetes Education

Covered

Covered

Not Covered

Not Covered

 2 Month
Dietetics

2 Month
First Aid Courses

Covered

Not Covered

Not Covered

Not Covered

 2 Month
Healthy Lifestyle

2 Month
Occupational Therapy

Covered

Covered

Not Covered

Not Covered

 2 Month
Optical

2 Month
Orthoptics (Eye Therapy)

Covered

Covered

Not Covered

Not Covered

 2 Month
Osteopathy

2 Month
Peak-flow Meter

Covered

Covered

Not Covered

Not Covered

 2 Month
Pharmacy Drugs

2 Month
Physiotherapy

Covered

Covered

Covered

Covered

 2 Month
Podiatry

2 Month
Speech Therapy

Covered

Covered

Not Covered

Not Covered

 2 Month
Dental - General Limited *

Up to 12 Month

Blood Glucose / Pressure Monitor

Covered

Covered

Not Covered

Not Covered

12 Month

Dental - Major

12 Month
Nebuliser / Humidifier

Covered

Covered

Not Covered

Not Covered

12 Month

Orthotic Appliances

12 Month
Psychological Consultations

Covered

Covered

Not Covered

Not Covered

 12 Month
Assisted Reproduction Drugs

36 Month

Hearing Aids

Covered

Covered

Not Covered

Not Covered

 36 Month


For items or services not listed in the above table, please contact HIF for details on coverage.
* Please contact HIF before commencing treatment with full details of the necessary dental service as provided by the dentist and we will provide you with an estimate of your refund.