Ancillary Cover Options


Starting from just $3.36* per week for our popular Saver Options, our smart ancillary covers give you access to a range of services including major dental, optical, chiro, physio,  podiatry, ambulance and general dental to name just a few. 

Claim straight away on most services.


On top of that, there are no 2 or 6 month ancillary waiting periods, so you can join now and start claiming immediately!

So make the smart choice for health cover and join or switch today.



Type of Service

Premium

Super

Special

Saver

Waiting Period

Ambulance

Covered

Covered

Covered

Covered

 0 months
Auxiliary Home Nursing

0 months
Asthmatic Spacers

Covered

Covered

Not Covered

Not Covered

 0 months
Chiropractic

0 months
Complementary Therapies

Covered

Covered

Covered

Covered

 0 months
Dental - General Unlimited

0 months
Diabetes Education

Covered

Covered

Not Covered

Not Covered

 0 months
Dietetics

0 months
First Aid Courses

Covered

Not Covered

Not Covered

Not Covered

 0 months
Healthy Lifestyle

0 months
Occupational Therapy

Covered

Covered

Not Covered

Not Covered

 0 months
Optical

0 months
Orthoptics (Eye Therapy)

Covered

Covered

Not Covered

Not Covered

 0 months
Osteopathy

0 months
Peak-flow Meter

Covered

Covered

Not Covered

Not Covered

 0 months
Pharmacy Drugs

0 months
Physiotherapy

Covered

Covered

Covered

Covered

 0 months
Podiatry Services

0 months
Speech Therapy

Covered

Covered

Not Covered

Not Covered

 0 months
Dental - General Limited **

Up to 12 months

Blood Glucose / Pressure Monitor

Covered

Covered

Not Covered

Not Covered

12 months

Dental - Major

12 months
Nebuliser / Humidifier

Covered

Covered

Not Covered

Not Covered

12 months

Orthotic Appliances

12 months
Podiatry Surgery

Covered

Covered

Not Covered

Not Covered

 12 months
Psychological Consultations

12 months

Assisted Reproduction Drugs

Covered

Covered

Not Covered

Not Covered

 36 months
Hearing Aids

Covered

Covered

Not Covered

Not Covered

 36 months



For items or services not listed in the above table, please contact HIF for details on coverage.

* The $3.36 weekly premium applies to HIF's Saver Options ancillary cover for a single person. Price based on premium paid annually in full by direct debit after deducting the Federal Government 30% rebate on private health insurance.
** Please contact HIF before commencing treatment with full details of the necessary dental service as provided by the dentist and we will provide you with an estimate of your refund.