Available from $21.35 per week
A top level hospital insurance that covers you in a private room for management of labour and delivery, and a shared room for all other services. This is combined with an Ancillary level that covers your family for the most commonly used services.
Included with this cover:
Top hospital cover.
Comprehensive cover for all Medicare approved items including Maternity.
Private room for Management of Labour & Delivery.
Full cover for the cost of a shared room and theatre fees in a HIF contracted hospital anywhere in Australia.
AccessGap coverage for in patient medical procedures.
Choice of excess to help reduce premiums.
General hospitalisation - 2 months.
All obstetric related services - 12 months.
All treatment related to a pre-existing ailment or condition - 12 months.
Psychiatric care and treatment, sterilisation and surgical removal of teeth - 12 months.
Joint replacement - 24 months.
Assisted Reproductive technology programs - 36 months.
Services deemed cosmetic by Medicare and services that do not attract a Medicare rebate.
Special Ancillary
2 month waiting period on:
Ambulance.
Chiropractic.
Complementary Therapies.
Dental - General Limited.
Dietetics.
Healthy Lifestyle.
Optical.
Osteopathy.
Pharmacy Drugs.
Physiotherapy.
Podiatry.
Up to 12 month waiting period on:
Dental - General Limited.
12 month waiting period on:
Dental - Major.
SmartTeeth
HIF's Top 5 SmartTeeth Dental Services and the rebate applicable with this package.
Initial oral examination - 80%.
Periodic oral examination - 80%.
Removal of calculus, first visit - 80%.
Topcial application of remineralizing agent - 80%.
Emergency oral examination - 65%.
Purchase this plan
Adjust plan options:
Membership Type:
Excess Options:
Payment Frequency:
Total Cost: 53.55
Rates may vary slightly due rounding