Available from $24.95 per week
A top level of hospital insurance that covers you in a private room for management of labour and delivery and a shared room for all other services. This is combined with a comprehensive Ancillary level that covers you and your family for a wide range of services.
Included with this cover:
Top hospital cover.
Comprehensive cover for all Medicare approved items including Maternity.
Full cover for cost of a shared room, theatre fees and labour ward charges in a HIF contracted hospital anywhere in Australia.
Private room for Management of Labour & Delivery.
AccessGap coverage for in patient medical procedures.
Choice of excesses to reduce the premium.
General hospitalisation - 2 months.
All obstetric related services - 12 months.
All treatment related to a pre-existing ailment or condition - 12 months.
Psychiatric care and treatment, sterilisation and surgical removal of teeth - 12 months.
Joint replacement - 24 months.
Assisted Reproductive Technology programs - 36 months.
Services deemed cosmetic by Medicare and services that do not attract a Medicare rebate.
Super Ancillary
2 month waiting period on:
Ambulance.
Auxiliary Home Nursing.
Asthmatic Spacers.
Chiropractic.
Complementary Therapies.
Dental - General Unlimited.
Diabetes Education.
Dietetics.
Healthy Lifestyle.
Occupational Therapy.
Optical.
Orthoptics (Eye Therapy).
Osteopathy.
Peak-flow Meter.
Pharmacy Drugs.
Physiotherapy.
Podiatry.
Speech Therapy.
Up to 12 month waiting period on:
Dental - General Limited.
12 month waiting period on:
Blood Glucose / Pressure Monitor.
Dental - Major.
Nebuliser / Humidifier.
Orthotic Appliances.
Podiatry Surgery.
Psychological Consultations.
36 month waiting period on:
Assisted Reproduction Drugs.
Hearing Aids.
SmartTeeth
HIF's Top 5 SmartTeeth Dental Services and the rebate applicable with this package.
Initial oral examination - 80%.
Periodic oral examination - 80%.
Removal of calculus, first visit - 80%.
Topcial application of remineralizing agent - 80%.
Emergency oral examination - 70%.
Purchase this plan
Adjust plan options:
Membership Type:
Excess Options:
Payment Frequency:
Total Cost: 60.65
Rates may vary slightly due rounding