Smart Cover for Overseas Travellers
With no travel insurance unexpected medical costs or stolen luggage can ruin your holiday, so let HIF provide cover for all your travel insurance need.
Purchase Travel Insurance Online Today
We offer a range of travel insurance products to suit your traveling needs whether you are traveling around Australia or overseas. Some of the features include:

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Overseas medical and dental coverage Loss of luggage and travel documents Accidental death and disability Trip cancellation Liability |
When purchasing online please create a user-id and password to save your quote. This will enable your quote to be retrieved from the system if needed at a later date.
Important Notice
Please be advised that due to the recent activity from the Eyjafjallajökull and Katla volcanoes in Iceland, a supplementary Product Disclosure Statement (PDS) applies to all policies that commence on or after the 23rd April 2010. View the supplementary PDS.
Please note that online quoting and purchasing is unavailable if your requirements meet any of the following criteria:
- You are under 18 years of age
- You have a dependant child 21 years of age or older travelling with you (Dependant child is a relative financially dependant on you and not in full-time employment who travels with you on your journey)
- Your journey does not commence and end in Australia
- You have already departed from Australia
If you are unable to purchase on-line, we can still offer travel Insurance for you unless you have already departed from Australia. Please call us on 1300 13 40 60 and one of our friendly sales representatives will be happy to assist you with your application.
Important Travel Insurance Forms
The following forms are available for you to download for reference.
24 Hour Emergency Assistance Hotline
If you find yourself in difficulty during the trip you can rest assured that urgent assistance is available 24 hours a day worldwide.
From overseas: +61 2 9223 5533
Within Australia: (02) 9223 5533
Need to Make a Travel Insurance Claim?
Most people find it more convenient to lodge their claim on returning home. To report your claim please contact:
CGU Insurance Limited, GPO Box 9902 - in your capital city.
This travel insurance is issued by CGU Insurance Limited ABN 27 004 478 371. You can get a Product Disclosure Statement (PDS) for the product from HIF. In arranging this insurance HIF Financial Services Pty Ltd ABN 57 113 320 166 is acting pursuant to an agreement with CGU. HIF will receive a commission from CGU. This is general advice only and does not take into account your individual objectives, financial situation or needs (“personal circumstances”). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement.