Website terms of use.

You've probably gathered by now that unlike other Australian health funds we could mention, we don't like to take ourselves too seriously (well, not all the time anyway). Having said that, there are occasionally still times when we need to include the standard legal stuff, and this is one of them. If you would like to discuss our website terms and conditions further, please don't hesitate to get in touch.

Terms & conditions for

The information presented on ("website") is in summary form in order to impart general information relating to certain diseases, ailments, physical conditions and their treatments. The information should not in any way be taken to constitute a diagnosis, prescription or recommendation that a particular course of action or treatment be taken in relation to an actual disease, illness, ailment or injury.

The information accessed through the website is not complete or exhaustive and does not cover all diseases, ailments, physical conditions and their treatments.

The materials presented are not intended as medical advice for individual problems and should not be used or relied upon as a substitute for a consultation or visit with your physician or other health care provider. Should you have any health care related questions, please see your doctor or other health care provider promptly.

Neither Health Insurance Fund of Australia also trading as ("HIF") nor any of its content suppliers make any warranty as to the correctness, completeness, reliability or accuracy of the information supplied on the website.

Links to other sites from the pages on this website are for information only and HIF accepts no responsibility for any material on any other website that is linked from or to this website.

To the extent permitted by law, all implied warranties of merchantability, satisfactory quality and fitness for a particular use or purpose with regard to such information or services are hereby excluded.

HIF cannot and does not assume any responsibility or liability for any information you submit to,'eChest', 'Health News' or your or third parties' use or misuse of information transmitted or received using the aforementioned. HIF does not warrant or represent that the information you submit to the aforementioned will be protected against loss, misuse or alteration by third parties.

In no event shall HIF be liable for any damages suffered, incurred by or caused by you, other than the amount referred to above, and all other damages suffered, incurred by or caused by you, direct or indirect, special, incidental, consequential, exemplary or punitive are hereby excluded.

HIF's liability, if any, for damages (including, without limitation, liability arising out of contract, negligence, strict liability, tort or patent or copyright infringement) shall not exceed the fees paid to HIF by the user for the particular information or service provided. 

HIF's liability to you for any breach of any implied provision of this website (other than an implied warranty of title) is limited, at HIF's option, to refunding the price of the goods or services in respect of which the breach occurred; providing, replacing or repairing the goods; or providing the services again, other than where the goods or services are of a kind ordinarily acquired for personal, domestic or household use or consumption.

By using this website, you hereby agree not to rely on any of the information contained herein and accept all risks relating to unauthorised copying, amendment, reading of or interference with messages or this website by third parties; delay in or inability to access or use this website due to any hardware, software, system or connection failure, error, omission, interruption or computer virus; and loss of data or information due to any cause whatsoever.