1300 13 40 60

Compare our great value ancillary cover options

Use the product comparison table below to help find an ancillary cover option that suits your needs and your budget:

Type of Service Saver Special Super Premium
Ambulance
Assisted Reproduction Drugs
Asthmatic Spacers
Auxiliary Home Nursing
Blood Glucose/Pressure Monitor
Chiropractic
Complementary Therapies
Dental - General Unlimited
Dental - General Limited*
Dental - Major
Diabetes Education
Dietetics
First Aid Courses
Healthy Lifestyle
Hearing Aids
Nebuliser/Humidifier
Occupational Therapy
Orthoptics (eye therapy)
Orthotic Appliances
Optical (glasses and contact lenses)
Osteopathy
Peak-flow Meter
Pharmacy Drugs
Physiotherapy
Podiatry 
Psychological Consultations
Speech Therapy

NB: The $3.60 weekly premium applies to HIF's Saver Options ancillary cover for a single person. Price based on premium paid annually in full by direct debit after deducting the Federal Government 30% rebate on private health insurance.

* Please contact HIF before commencing treatment with full details of the necessary dental service as provided by the dentist and we will provide you with an estimate of your refund.


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Pick a provider.
ANY Provider.

Unlike some health insurers who pay lower benefits if you don’t go to their “preferred providers”, with HIF you’re free to visit any doctorhospital or ancillary healthcare provider in Australia.

Our only requirement is that members must visit healthcare providers who are legally qualified to practise in Australia (and therefore approved by HIF). 

So as long as your preferred doctor, dental provider, optical provider, physiotherapist, chiropractor or other type of healthcare provider is approved by HIF, you're free to use whichever one you want. .

If you're unsure whether a particular healthcare provider is recognised by HIF, please enquire online or call us on 1300 13 40 60.

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