Ancillary cover options.

High quality ancillary insurance. Low, low cost.

Mention ancillary health insurance cover and ancillary costs, and people tend to glaze over. It can seem a bit dull. But it’s not. Our ancillary health insurance is a wonderful thing, supplementing your private hospital cover with handy everyday health services like ambulance, dental, optical and chiro. And, with some of the lowest premiums in Australia, our ancillary cover options are great value for money too, providing peace of mind from as little as $3.60 per week.

HIF ancillary extras health insurance

cover

Why choose ancillary health insurance cover?

Ancillary health insurance cover provides added peace of mind, covering you for the health services you’re more likely to need on a regular basis. Services such as:

Ambulance
Chiropractic

Complementary therapies
Dental

Optical
Pharmacy

Physiotherapy
Podiatry

Plus, unlike certain funds we could mention, we don’t restrict you to using ‘preferred suppliers’. So if you want to visit the dentist up the road, feel free. We’ve even waived all 2 month ancillary waiting periods, so if you join now you can claim straight away on most essential services. Plus, your member card enables you to claim on the spot for most services.

Select the ancillary cover option that suits your lifestyle, health and budget.


Just need cover for the essentials? No worries. Saver Options offers great value, entry-level ancillary cover – ideal for younger people who want affordable cover for common services including (but certainly not limited to) general dental, optical, physio and ambulance.	If it's intermediate ancillary health insurance cover you're after, we have just the product. Special Options includes all those essential services like ambulance, optical, podiatry, chiropractic, pharmacy, physiotherapy and more, as well as major dental services.	Drum roll please... Introducing our most popular ancillary health insurance cover. Super Options has practically everything you could wish for – dental, chiro, physio, optical to name just a few, plus it covers a host of other services like orthoptics (eye therapy), podiatry surgery and speech therapy.	Here it is, the ancillary health insurance cover to top all ancillary health insurance covers. Premium Options has it all. It’s the very definition of comprehensive, including all the services we mentioned for Super Options, as well as first aid courses, larger rebates and higher annual limits.

Get a quick quote.

Take a look at our Ancillary Options comparison table or use our interactive product selector to get a quote.

Alternatively, download our brochure or get in touch – we’re always happy to explain how our private health cover options work, wherever you are in Australia.

Ancillary Cover Options

Pick your own dentist!

Here at HIF, we're all about member choice. That's why, unlike some other health funds we could mention, we don't restrict our members to using "preferred" ancillary healthcare providers.

If you're not sure why choosing your own dentist should be an important factor when joining a health fund, this explanation from the Australian Dental Association (ADA) will provide more information.

Get the doctor you want (without the wait)

Forget long waiting lists and be free to choose the doctor
or specialist you want with HIF private hospital insurance cover

Tell us about your experiences with HIF private ancillary cover

We pride ourselves on taking care of our member's health needs, and love to get feedback too. If you're an HIF member with a story to tell, why not get in touch.

Your feedback might even be featured on our website!

HIF proudly supports SIDS & Kids WA.
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HIF members can claim on the go
using our SmartClaim mobile app.
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