HIF dental annual limits.

IMPORTANT: Before commencing any dental treatment, please contact us with full details of the necessary dental service (as provided by the dentist) and we'll provide you with an estimate of your refund.

Premium Year 1 Year 2 Year 3 Year 4 Year 5 5 Years+
General - Unlimited No Limit No Limit No Limit No Limit No Limit No Limit
General - Limited $1,500 $1,800 $2,100 $2,400 $2,700 $3,000
Inlay / Onlay $1,000 $1,100 $1,200 $1,300 $1,400 $1,500
Denture, Crown, Bridge $1,200 $1,300 $1,400 $1,500 $1,600 $1,700
Periodontic and Endodontic $700 $800 $900 $1,000 $1,100 $1,200
Orthodontic lifetime limit and instalment payments* $1,500 $1,800 $2,100 $2,400 $2,700 $3,000
Annual Limit per Person $1,500 $1,800 $2,100 $2,400 $2,700 $3,000
Super Year 1 Year 2 Year 3 Year 4 Year 5 5 Years+
General - Unlimited No Limit No Limit No Limit No Limit No Limit No Limit
General - Limited $1,150 $1,350 $1,550 $1,750 $2,050 $2,350
Inlay / Onlay $700 $800 $900 $1,000 $1,100 $1,200
Denture, Crown, Bridge $900 $1,000 $1,100 $1,200 $1,300 $1,400
Periodontic and Endodontic $500 $600 $700 $800 $900 $1,000
Orthodontic lifetime limit and instalment payments* $1,300 $1,500 $1,700 $1,900 $2,200 $2,500
Annual Limit per Person $1,300 $1,500 $1,700 $1,900 $2,200 $2,500
Special Options Year 1 Year 2 Year 3 Year 4 Year 5 5 Years+
General - Unlimited No Limit No Limit No Limit No Limit No Limit No Limit
General - Limited $800 $950 $1,150 $1,350 $1,550 $1,750
Inlay / Onlay $500 $600 $700 $800 $900 $1,000
Denture, Crown, Bridge $600 $700 $800 $900 $1,000 $1,100
Periodontic and Endodontic $300 $400 $500 $600 $700 $800
Orthodontic lifetime limit and instalment payments* $1,000 $1,200 $1,400 $1,600 $1,800 $2,000
Annual Limit per Person $1,000 $1,200 $1,400 $1,600 $1,800 $2,000
Saver Options Year 1 Year 2 Year 3 Year 4 Year 5 5 Years+
General - Unlimited No Limit No Limit No Limit No Limit No Limit No Limit
General - Limited $750 $850 $950 $1,050 $1,150 $1,250
Inlay / Onlay Not covered Not covered Not covered Not covered Not covered Not covered
Denture, Crown, Bridge Not covered Not covered Not covered Not covered Not covered Not covered
Periodontic and Endodontic Not covered Not covered Not covered Not covered Not covered Not covered
Orthodontic lifetime limit and instalment payments* Not covered Not covered Not covered Not covered Not covered Not covered
Annual Limit per Person $750 $850 $950 $1,050 $1,150 $1,250

 

For benefits relating to our new entry-level cover 'Vital Options', please refer to the Vital Options Product Overview Page
 

Please note:

  • Refunds are paid only on accounts rendered by a registered Dentist or Dental Prosthetist. The Dentist or Dental Prosthetist must be in private practice.
  • Benefits for replacement dentures and partial dentures are not paid within three years of previous supply.
  • There are some items within item code ranges for which the fund does not pay a benefit, or if they are performed with another item in the same course of treatment.
  • Limits apply to the  number of times some items, such as bleaching attract a rebate.
  • Dental Prosthetists are allowed to perform a limited range of services for benefit purposes.
  • *The Orthodontic limit is a lifetime limit and forms part of the overall annual limit. Benefits towards orthodontic treatment (including payment plans) are not payable if treatment has commenced prior to joining HIF. Please refer to important information about your dental cover on page 46 of our PDS