Compare our popular hospital cover options.

Use the product comparison table below to help find an ancillary cover option that suits your needs and your budget:

Choice of Excess
Private Room (all services)
Private Room (maternity)
Shared Room
Intensive Care
Theatre Care
Same-day Accommodation
Same-day Theatre
AccessGap
Some restrictions, exclusions and/or benefit limitations may apply. Please click the 'view details' button for full details on each product.

Some waiting periods may apply - view all hospital waiting periods

Please note:

Restricted service means a basic public hospital rate will be paid for accommodation and all other charges raised during the stay and out-of-pocket expenses will be paid by the member. An excluded service means all charges raised during the stay will be paid by the member.

Where a service is deemed by Medicare to be cosmetic and / or does not attract a Medicare rebate, all charges raised in association with the hospital stay will not be eligible for payment.

Some examples of cardio-thoracic surgery or monitoring are: heart bypass, angiogram, coronary care, lung surgery. Please contact us prior to admission to confirm benefits payable.