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HIF dental limits.

IMPORTANT: Before commencing dental treatment, please contact us with full details of the necessary dental service (as provided by the dentist) and we'll provide you with an estimate of your refund.

Dental annual limits - effective 1st January 2010

Premium Year 1 Year 2 Year 3 Year 4 Year 5 5 Years+
General - Unlimited No Limit No Limit No Limit No Limit No Limit No Limit
General - Limited $1,500 $1,800 $2,100 $2,400 $2,700 $3,000
Inlay / Onlay $1,000 $1,100 $1,200 $1,300 $1,400 $1,500
Denture, Crown, Bridge $1,200 $1,300 $1,400 $1,500 $1,600 $1,700
Periodontic and Endodontic $700 $800 $900 $1,000 $1,100 $1,200
Orthodontic $1,500 $1,800 $2,100 $2,400 $2,700 $3,000
Annual Limit per Person $1,500 $1,800 $2,100 $2,400 $2,700 $3,000
Super Options Year 1 Year 2 Year 3 Year 4 Year 5 5 Years+
General - Unlimited No Limit No Limit No Limit No Limit No Limit No Limit
General - Limited $1,150 $1,350 $1,550 $1,750 $2,050 $2,350
Inlay / Onlay $700 $800 $900 $1,000 $1,100 $1,200
Denture, Crown, Bridge $900 $1,000 $1,100 $1,200 $1,300 $1,400
Periodontic and Endodontic $500 $600 $700 $800 $900 $1,000
Orthodontic $1,300 $1,500 $1,700 $1,900 $2,200 $2,500
Annual Limit per Person $1,300 $1,500 $1,700 $1,900 $2,200 $2,500
Special Options Year 1 Year 2 Year 3 Year 4 Year 5 5 Years+
General - Unlimited No Limit No Limit No Limit No Limit No Limit No Limit
General - Limited $800 $950 $1,150 $1,350 $1,550 $1,750
Inlay / Onlay $500 $600 $700 $800 $900 $1,000
Denture, Crown, Bridge $600 $700 $800 $900 $1,000 $1,100
Periodontic and Endodontic $300 $400 $500 $600 $700 $800
Orthodontic $1,000 $1,200 $1,400 $1,600 $1,800 $2,000
Annual Limit per Person $1,000 $1,200 $1,400 $1,600 $1,800 $2,000
Saver Options Year 1 Year 2 Year 3 Year 4 Year 5 5 Years+
General - Unlimited No Limit No Limit No Limit No Limit No Limit No Limit
General - Limited $750 $850 $950 $1,050 $1,150 $1,250
Inlay / Onlay Not covered Not covered Not covered Not covered Not covered Not covered
Denture, Crown, Bridge Not covered Not covered Not covered Not covered Not covered Not covered
Periodontic and Endodontic Not covered Not covered Not covered Not covered Not covered Not covered
Orthodontic Not covered Not covered Not covered Not covered Not covered Not covered
Annual Limit per Person $750 $850 $950 $1,050 $1,150 $1,250

Please note:

  • Refunds are paid only on accounts rendered by a registered Dentist or Dental Prosthetist. The Dentist or Dental Prosthetist must be in private practice.
  • Benefits for replacement dentures and partial dentures are not paid within three years of previous supply.
  • There are some items within item code ranges for which the fund does not pay a benefit, or if they are performed with another item in the same course of treatment.
  • Limits apply to the  number of times some items, such as bleaching attract a rebate.
  • Dental Prosthetists are allowed to perform a limited range of services for benefit purposes.
  • The Orthodontic limit is a lifetime limit and forms part of the overall annual limit.
 

Tell us about your experiences with HIF private dental cover

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Special offers

Optical Savings Galore

Did you know that HIF members can access generous discounts on frames and lenses at retail stores* owned by Luxottica, including OPSM, Laubman and Pank, Vision Plus and Budget Eyewear. 

Our members will receive a huge 21% discount on frames and lenses, and a handy 10% discount on contact lenses too.

* please see p.23 of our brochure for full details.