Love a bargain? Explore our latest special offers.

Here at HIF, we're always striving to make our health cover options the most affordable in Australia - but do we think that's enough? Not a chance.  We want our members to get as much value from their health cover as possible so if you're thinking of joining us too, check out our current special offers below and start saving today.

You can also watch our new TV commercial online.
 

Join today and get 43 days free!

Want a whopping 43 days health cover for FREE? No worries, simply join or switch to us today and opt to pay by Direct Debit on a fortnightly, monthly or quarterly basis.

Once we've received payment for your first month's cover, you'll then get 43 days cover absolutely free - that's more than six weeks’ worth of private hospital and/or ancillary cover for nothing... zilch... zero!

So if, for example, a family takes out GoldStar No Excess hospital cover, Premium Options ancillary cover and opts to pay by Direct Debit, the 43 days cover they'd be rewarded with is a potential saving of up to $450* - just think what you could do with that instead.

* Potential savings based on fortnightly direct debit after the Federal Government 30% rebate for 43 days of a 365 day year.
 

Switch from another fund and we'll honour your length of membership too.

That means when you switch to an equivalent or lower level of hospital cover, you won’t have to re-serve hospital waiting periods for the level of cover you've already had.

Take out ancillary cover too and as an extra "thank you" for switching to us, we'll also recognise your time with your previous fund and give you an immediate loyalty benefit under HIF’s ancillary options loyalty program.

To qualify for this offer, simply take out an ancillary cover option  that is equivalent (or lower) to the cover you held with your previous fund.

But wait, there's more!

We'll also waive all 2-month ancillary waiting periods. That means that once you're a member and you've paid your first months premium, you can start claiming straight away on popular ancillary services like general dental, optical, chiro,
physio, pharmacy, complementary therapies, and healthy lifestyle services.

And remember...

If you join HIF and choose to pay for your cover on a yearly basis, you'll automatically receive a 4% discount too!
Or if you'd prefer to pay half-yearly, you'll receive a 2% discount instead).

Find out more about our range of popular hospital and ancillary cover options.