 |
We offer small premiums and BIG benefits.
Did you know that we provide among the cheapest private health cover in Australia? Our average premium increase for the last four years has been less than the average increases of the big funds, and consistently below the industry average. But 'cheap' makes us sound, well, cheap, when our benefits are among the best around. Compare us with the other funds or check out how the Government rates us.
|
 |
We're smarter.
How do we offer such affordable health cover, yet still provide excellent rebates? By working hard to be ultra efficient. We don't have a network of expensive branches to maintain. We don't incur large overheads. We don't spend enormous amounts on advertising. And that's why our premiums are consistently among the lowest in Australia, while the benefits are among the highest. Did you also know that members can now claim on their mobile device by downloading our new SmartClaim app? Now that's smart!
|
 |
We're all about choice.
Unlike some health funds, we don't dictate which healthcare providers you can use. With us, you're free to visit your preferred (HIF recognised) practitioner, without being penalised. In fact, our stance on dental providers in particular has been publicly applauded by the Australian Dental Association of WA (making us the only health fund with an ADAWA commendation).
|
 |
We challenge the big funds.
If you've seen our advertising recently, you'll know that, while we may be smaller than some funds, we're not afraid to stand up and defend your right to choose the best value health cover in Australia. We strongly believe in preserving your right to choose, and always will.
|
 |
We're here for you and only you.
As a not-for-profit member-based health fund, we don't have to increase your premiums to pay income tax and dividends to shareholders. Affordability is our focus, so any surplus is returned to our members by keeping a lid on premiums, while improving our product inclusions and rebates.
|
 |
We don't follow the pack.
Some funds think it's fine to use your premiums to pay commissions to comparison websites. We don't. Consequently, you won't find our name on sites like iSelect and HelpMeChoose. We'd rather use any spare funds to keep premiums low, improve our products, maximise benefits and support our members.
|
 |
Our people are there for you.
When you speak to one of our member service representatives, you can rest assured that you're talking to a real person who works at HIF (not some anonymous off-shore call centre). You're talking to a professional who knows their stuff. Someone who works solely for you, the member (not shareholders). Get in touch today and see for yourself.
|
 |
We've got Australia covered.
Did you know that we give you access to around 500 private hospitals throughout Australia? So if you're going to be away from home, or you plan to relocate, we'll still be there to help you during your time of need. Reassuring thought, isn't it?
|
 |
We want you to be in control.
Ever been confused by some of our competitors' packages? You're not the only one. That's why we've made it easy for you. We offer four hospital products and four ancillary products. That's it. No packages. So if you only want private hospital cover, simply choose from our range. Same goes for ancillary insurance cover. And if you want both, you can do that too. Find out more about our hospital insurance cover options and ancillary cover options. Better still, use our product selector.
|
 |
We make switching easy.
If you want to switch but think the paperwork looks too daunting, fear not. Just tell us who you're currently insured with and we'll call them on your behalf. We'll also honour your
length of membership with your previous fund under our loyalty program, so (in most cases) you won't have to serve new waiting periods. How good is that?
|
 |
We've gone green.
It's true, our commitment to purchasing carbon credits means we're officially environmentally friendly. In fact, we're Australia's first certified Carbon Neutral (NoCo2) health fund.
Find out more about our green credentials.
|
 |
We're committed to the community.
As well as sponsoring a number of community initiatives, including the Cool Night Classic and the annual Drug Aware Pro surfing event, we're proud to support The Amanda Young Foundation. This fantastic charity is dedicated to reducing deaths from Meningococcal Disease and also supports the development of young people into future leaders.
Find out more about our commitment to the community.
|