HIF Improves Hospital Coverage and Medical Benefits for Members

HIF News

Increasing hospital coverage.

HIF’s coverage has gotten even better over the last 12 months. Now our members are covered for private treatment at almost 1,300 hospitals around Australia – that’s 534 private overnight hospitals and day facilities for inpatients, plus 750 public hospitals. 

Reducing the gap.

And that’s not all. HIF has worked with an additional 70 diagnostic in-hospital medical providers (radiology, pathology etc) who now provide you a “no out-ofpocket expenses” service. Plus a large national radiology group has agreed to a fixed fee, removing any surprise expenses and limiting the gap between their fee and your HIF rebate.

Additionally, we’ve continued to attract more health providers to HIF’s AccessGap scheme. HIF members now have access to 30,454 doctors and specialists practising in 111,322 locations around Australia who have agreed to participate in AccessGap, HIF’s medical gap cover arrangement.

AccessGap is designed to reduce or eliminate out-of-pocket expenses whilst in hospital by allowing doctors to use the scheme on a patient by patient basis. By using the scheme, doctors receive a combined payment from HIF and Medicare that is larger than the Medicare Schedule Fee. When you require hospital treatment, talk to your doctor about AccessGap. 

Covering hospital “in your home” services.

HIF Hospital policies now cover a number of providers who allow you to access hospital services in the comfort of your own home. The services in the home that you can access with your Hospital cover are:

  • Chemotherapy
  • Rehabilitation
  • Complex wound management (home nursing)
  • Chronic health disease management 

Mind the gap. 

Before receiving any hospital treatment we recommend that you call us on 1300 13 40 60 or complete the rebate estimate form below so you know exactly what your gap, if any, might be. 

Complete this form to request a rebate estimate.

Please confirm your full name as per your HIF membership card
Please confirm the best telephone number to contact you on
For example: Perth, WA

Doctor/Specialist/Surgeon who will be providing or supervising your procedure or treatment.

E.g. Dr John Smith
E.g. 0000XZ. This is your provider's Medicare number. If you don't know your doctor's provider number, please contact them direct.
Please complete all that apply (e.g. "Item no: 123" & "Charge: $100")
Please enter any other information you feel is relevant to this section
Please attach a scan or photo

Anaesthetist (if applicable)

Please complete all that apply.

Assisting Doctor / Specialist / Surgeon who may be assisting with provision of your procedure or treatment (if applicable)

Please attach a scan or photo

Prosthesis details (if applicable)

Your treating doctor will be able to advise you of these items if required for your procedure.

Category: HIF News

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