Overseas Visitor Extras Cover.

High quality, low cost Extras cover for visitors to Australia. 

Mention ancillary health insurance (or 'Extras') and people tend to glaze over. It can seem a bit dull. But it’s not. Our Extras cover is a wonderful thing, supplementing your visa compliant hospital and medical cover with handy everyday services like ambulance, dental, optical, physio, and chiro plus complementary therapies like acupuncture and remedial massage. And with some of the lowest premiums in Australia, our popular Extras are great value for money too, providing peace of mind from as little as $6.30 per week. 

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 HIF overseas visitors cover options

What is Extras cover?

Extras health cover provides added peace of mind, covering you for those essential health services you’re most likely to need on a regular basis. The Extras services most commonly accessed by our members include dental, optical, physiotherapy, chiropractic, osteopathy, podiatry consultations and pharmacy drugs, plus "Complementary Therapies" (acupuncture, naturopathy, remedial massage and more) and Healthy Lifestyle services (like skin cancer screenings and weight loss programs). But that's not all - HIF Extras cover also pays benefits on many other services too including emergency ambulance, dietetics, speech therapy, orthotic appliances, hearing aids, asthmatic spacers and more. Check out our Extras comparison table to view the full list of services available.

Why choose HIF Extras cover?

As well as offering some of the lowest premiums in Australia, we also don’t restrict our members to using ‘preferred suppliers’ (unlike certain other funds we could mention). So if you want to visit the dentist up the road, feel free! Your member card will enable you to  claim on the spot for most services, and on those rare occasions where a provider doesn't offer an eClaiming facility, simply use our SmartClaim mobile app instead - it's as simple as tap, snap and go!

Select the Extras cover option that suits your lifestyle, health and budget.

Please note: Vital Options is only available to Australian citizens and permanent residents, and cannot be purchased with an Overseas Visitors Cover policy. 

HIF Saver Options Extras Cover for overseas visitors HIF Saver Options Extras Cover for overseas visitors HIF Saver Options Extras Cover for overseas visitors HIF Saver Options Extras Cover for overseas visitors

Just need cover for the essentials? No worries. Saver Options offers great value, entry-level extras cover – ideal for younger people who want affordable cover for common services including (but certainly not limited to) general dental, optical, physio and ambulance.

If it's intermediate extras health insurance cover you're after, we have just the product. Special Options includes all those essential services like ambulance, optical, podiatry, chiropractic, pharmacy, physiotherapy and more, as well as major dental services.

Drum roll please... Introducing our most popular extras  health insurance cover. Super Options has practically everything you could wish for – major dental, chiro, physio, optical to name just a few, plus it covers a host of other services like orthoptics (eye therapy) and speech therapy.

Here it is, the extras health insurance cover to top all extras health insurance covers.
Premium Options has it all. It’s the very definition of comprehensive, including all the services we mentioned for Super Options, as well as larger rebates and higher annual limits.

Get a quick quote.

Take a look at our Extras comparison table or use our interactive product selector to get a quote. Alternatively, download a PDS or get in touch  – we’re always happy to explain how our private health cover options work, wherever you are in Australia.

Important, please note: 

  • If you choose to purchase HIF Overseas Visitor Cover, you must nominate a start date (the date your policy will commence). To activate your membership, please note that we require a copy of the visa and passport details (confirming arrival dates) for everyone covered on the policy. The details must be provided to HIF within one month of your arrival, as per legislative requirement.
  • Some waiting periods may apply.
  • The daily pricing (above) is based on a single policy in WA paid by direct debit on an annual basis after deducting a 4% annual discount. This pricing is correct as of 1 April 2017. Prices may vary for other states and territories.