Waiting periods for overseas visitors.

Waiting periods are the time you need to be a member of a health fund before you can claim a benefit. They’re there to protect the fund and its existing members from people who simply join a fund to make a big claim, only to cancel their membership afterwards.

The waiting periods for Overseas Visitors Cover are: 

Hospital and medical waiting periods.

  • 2 months: Psychiatric, rehabilitation and palliative care, regardless of whether or not the condition is pre-existing. 
  • 12 months: All obstetric related services, and all treatment relating to a pre-existing ailment or condition.

Ancillary waiting periods:

  Saver Special Super Premium Waiting Perdiod
Ambulance 2 months
Auxiliary Home Nursing 2 months
Asthmatic Spacers 2 months
Chiropractic 2 months
Complementary Therapies 2 months
Dental - General Unlimited 2 months
Diabetes Education 2 months
Dietetics 2 months
Healthy Lifestyle 2 months
Occupational Therapy 2 months
Optical 2 months
Orthoptics (Eye Therapy) 2 months
Osteopathy 2 months
Peak-flow Meter 2 months
Pharmacy Drugs 2 months
Physiotherapy 2 months
Podiatry Visits 2 months
Speech Therapy 2 months
Dental - General Limited* Up to 12 months
Blood Glucose/Pressure Monitor 12 months
Dental - Major 12 months
Nebuliser/Humidifier 12 months
Orthotic Appliances 12 months
Podiatry Surgery 12 months
Psychological Consultations 12 months
Assisted Reproduction Drugs 12 months
Hearing Aids 12 months