Member Testimonial - Overseas Visitors Cover.

Meet Jonny, 33. Jonny recently moved to Perth from the UK and purchased Intermediate Working Visa Cover and Saver Options. Read on to find out more about his health insurance experiences so far, and why he's a fan of HIF.


Moving to Australia was a big challenge in my life that I embraced wholeheartedly, something I’ve wanted to do for years and with the UK economy being rather flat currently it was the perfect opportunity to try it. I was aiming for employer sponsorship through a subclass 457 visa and after a few months of relaxation, enjoying the warmth of the Perth summer after the UK winter, I gained that sponsorship and started the process of pulling together the required supporting information for the visa application.

The amount of health insurance providers out there can make the process of choosing one very daunting. Thankfully a friend of mine already has health insurance and after his recommendation of HIF, I checked out their website and was pleased to see an easy to use website, comparison tools and clear advice as to which plan suited me and my circumstances.  

Knowing I needed an official letter to send as part of my Visa application process, it was good to see that HIF issue the approval letter for the Visa process by email immediately after you complete the application process. This enabled me to send it through to the Migration Agent with the rest of my information rather than having to wait to receive it in the post and send it separately. HIF are currently the only provider to have this service. 

Being a single chap, I felt an intermediate level of cover was a good level to get me started with the potential to upgrade in the future should I feel the need. I also opted for Extras cover to add extra services such as general dental and optical. I had a budget in mind and it was easy to find hospital and Extras cover close to my budget.

I have never had private health insurance of this kind before so I was very pleased to see the large variety of services and procedures that my policy covers.  This allows me to consider treatments such as physiotherapy to deal with the aches and pains of an active lifestyle, something I would have to pay for completely in the UK and as such wouldn’t necessarily consider because of the cost.  

Now that I know I can call on my health insurance cover to help me with the cost of this I am more likely to look after myself better which all adds to the lifestyle and physical benefits of living in as beautiful a city and location as Perth.

Claiming on Extras health insurance is swift and easy using either your membership card to claim your rebate immediately, or the SmartClaim app, which can be downloaded to mobile devices and the money will then miraculously appear in your bank account a few days later!

All in all HIF make health insurance easy and simple and just adds to the fact I can wholeheartedly say moving to Western Australia was the best move I’ve ever made.

Jonny Houghton is pictured here enjoying the Pinnacles Desert, 245km or 3 hours drive from Perth, Western Australia.