$70 Cash Card Dependants Referral Reward Terms and Conditions

  • A Member Reward is only payable to the referring Member once the first payment for the Dependants HIF new membership is received and that membership has meet the Dependant Reward Terms and Conditions.
  • Both referring and referred (Dependants) Members must be on a current financial HIF membership.
  • Referred (Dependant) Members must be joining HIF for the first time as a primary member, and have served their 30 day cooling off period.
  • Rewards are not payable for referred (Dependant) Overseas Visitor policies of 3 months or less. 
  • The reward card is not backdated. Referring Members must be detailed on the New Member Application in order to be deemed as the Referrer. 
  • Rewards are not payable for referred Overseas Visitor policies of 3 months or less. 
  • All Member Rewards will be paid in the form of an HIF eftpos card.
  • An HIF eftpos card is valid to the date specified on the reward card.
  • The HIF eftpos card is redeemable at any retail outlet that facilitates eftpos, once activated. 
  • Rewards are available to Members over the age of 18. 
  • Employees of HIF and HIF’s Alliance Partners are not eligible for a Reward. 
  • HIF shall not be liable for any loss, damage or personal injury suffered or sustained whatsoever by any person as a result of the Member Reward except in respect of any liability which by law cannot be excluded. 
  • The Member Reward is not redeemable for cash or transferable. 
  • HIF reserves the right to change the Member Reward suppliers or reward itself without prior notice or advice.
  • A lost or stolen Member Reward will not be replaced by HIF as the reward card becomes the Member’s responsibility after being dispatched by HIF.