What are Orthodontics?

Orthodontics specialises in the diagnosis, prevention and treatment of problems in the alignment of teeth and jaws. Treatment involves the design and use of corrective appliances (such as braces, plates, headgears and functional appliances) to bring the teeth and jaws into proper alignment and are completed by a specialist Orthodontist, Periodontist or Prosthodontist. Our Extras policies are designed to help cover the higher costs of complex dental treatment.

Please note: Benefits are paid for the treatment or prevention of facial irregularities, including braces, retainers and headgear for treating jaw misalignments.

Which Extras Cover policies include benefits for Orthodontics?

Our Special Options, Super Options and Premium Options Extras policies include benefits for orthodontic services. 

What is the waiting period for Orthodontics?

A 12 month waiting period applies to Orthodontic services.

Does Orthodontics have a Lifetime limit?

Yes. The lifetime period varies depending on your level of cover, however there is a limit to the amount you can claim for orthodontics for the life of your membership. For example, if you've been a member of another health fund, and you've received benefits for Orthodontics, these will count towards your lifetime limit. Similarly, if you move from one level of cover to another with HIF, any benefits for orthodontics you've already received will also count towards your Lifetime Limit.

HIF Orthondontic Dental annual limits

IMPORTANT: Before commencing any dental treatment, please contact us with full details of the necessary dental service (as provided by the dentist) and we'll provide you with an estimate of your refund.

PremiumYear 1Year 2Year 3Year 4Year 55 Years+
Orthodontic lifetime limit*$1,500$1,800$2,100$2,400$2,700$3,000
Annual Limit per Person$1,500$1,800$2,100$2,400$2,700$3,000
SuperYear 1Year 2Year 3Year 4Year 55 Years+
Orthodontic lifetime limit*$1,300$1,500$1,700$1,900$2,200$2,500
Annual Limit per Person$1,300$1,500$1,700$1,900$2,200$2,500
Special OptionsYear 1Year 2Year 3Year 4Year 55 Years+
Orthodontic lifetime limit*$1,000$1,200$1,400$1,600$1,800$2,000
Annual Limit per Person$1,000$1,200$1,400$1,600$1,800$2,000

Please note:

  • *The Orthodontic limit is a lifetime limit and forms part of the overall annual limit. Benefits towards orthodontic treatment (including payment plans) are not payable if treatment has commenced prior to joining HIF. Please refer to important information about your dental cover on page 46 of our PDS.

Related links:

Category: Extras Cover