Private health insurers will be permitted to offer higher excess options on Hospital cover from 1 April 2019. A higher excess reduces the premium amount, but it is important to note that if the you're ever admitted to hospital for in-patient treatment, you’ll have to pay the excess first before HIF and Medicare can pay any benefits towards your treatment.
Will HIF be increasing excess amounts?
At this stage we're unsure if any of our policies will offer this, but if we do it will be communicated on our website. We encourage you to check hif.com.au/changes to keep up to date will all changes relating to the private health insurance reforms.