Get a quote for Silver Plus Hospital now and watch the plusses stack up...
+ Affordable cover for heart, joints, cataracts and more
+ No maternity or IVF services
+ Get a private room in hospital as standard
+ Choose up to a $750 excess to reduce your premium
+ Exclusive access to HIF Second Opinion
+ Cover starts from $3.68pp per week^ - that's less than a cup of coffee!
Plus - when you add Extras Cover to any HIF Hospital policy this month, you'll score a bonus $150 cash card!*
What's included in Silver Plus Hospital?
Silver Plus Hospital includes a host of inpatient hospital and medical services like heart, lung and chest, joint reconstructions and replacements, dental surgery, cancer treatment, spinal treatment, pain management, cataract treatment and more. Click here to view all included inpatient hospital services, excess options and waiting periods, or download our Silver Plus Hospital fact sheet.
* Standard promotional terms and conditions apply. This offer closes on 31 October 2019 at 11.59pm (WST). To qualify for the $150 cash card promotion, the applicant must purchase a combined Hospital + Extras policy directly from HIF (online or by calling 1300 134 060) and mention the relevant promo-code JOIN150 at the time of joining. To qualify for the $50 cash card promotion, the applicant must purchase any Hospital or Extras policy directly from HIF (online or by calling 1300 134 060) and mention the relevant promo-code JOIN50 at the time of joining. This offer is only applicable to new HIF Memberships who purchase any combined Hospital & Extras policy and opt to pay by Direct Debit. For successful redemption of this offer, the applicable cash card will be mailed out to new Members in the form of an HIF branded EFTPOS gift card. For domestic policyholders, the applicable cash card will be mailed out to the Member's nominated postal address approximately 6 weeks after the policy has commenced, once one month's premium has been paid to HIF, and the 30 cooling off period has been served. For overseas policyholders, the the applicable cash card will be mailed out to the Member's nominated postal address in Australia once the policy has been financial for 90 days. Promo-code offers are only available to new HIF Members. Ex-HIF Members re-joining within 12 months (including the 30 day cooling off period) of their previous cover will not be eligible. If a new couple/family policy includes any spouse or dependant that has been an HIF Member in the past 12 months, the policy will not be eligible to receive the applicable cash card. If a policy application is cancelled within the 30 day cooling off period, the applicable cash card will also be cancelled at HIF's discretion. This offer is not applicable to existing HIF Members who add a spouse, partner or dependent to their policy. Promo-code offers cannot be used in conjunction with any other offer from HIF. HIF reserves the right to change the promotional offer without prior notice or advice. HIF Directors and employees are not eligible to receive this offer.
^ Please note: The daily pricing above is based on a single policy in Western Australia (WA) which has the highest hospital excess applied and is paid by direct debit on an annual basis after deducting a 25.059% Federal Government Rebate and a 4% annual discount. This also excludes any Lifetime Health Cover (LHC) Loading that may apply. Depending on your current household income, the rebate you can claim may be reduced. This pricing is correct as of 1 April 2019. Prices may vary for other Australian states and territories.