Working in Australia?
We've got you covered.

Relocating to Australia usually results in having a lot to organise. Thankfully, arranging visa compliant health cover is quick and easy with HIF. Our prices are some of the most affordable in Australia (cover starts from just $86.45 per month) and if you join online, you'll receive your visa compliance letter instantly via email.  
 

 Get an Instant Quote             Product Disclosure Statement

Price based on a single 'Essentials Working Visa' policy paid by direct debit on an annual basis.

 HIF overseas visitors cover options

Visa compliant health insurance options to suit your needs and budget.

Need Overseas Visitors Health Cover, pronto? Don't worry, just use our handy interactive
Product Selector to find the policy that best suits your needs and budget, then you can join on the spot. Even better, once you have joined HIF, you'll automatically receive a letter of visa compliance by email for immigration purposes.

All of our visitors' health cover options are visa-compliant so you can rest assured that the health insurance component of your visa requirements have been met.

You can also visit the Overseas Visitors Cover category in our online knowledge base for more information on Medicare eligibility, visa compliance letters, and why purchasing HIF Working Visa Health Cover is a smart idea.

Essential Working Visa is our entry-level option and is a smart choice if you just want to ensure that your policy addresses the minimum visa requirements. It's very affordable and as the name suggests, covers all those essentials like access to the Australian public health system. It doesn't cover GP visits though, and other limits & exclusions also apply.

Intermediate Working Visa is our most popular cover option and is great value for those who want to be covered for visits to their GP, ambulance trips, pharmacy drugs and treatment in a private hospital, but don't mind sharing a hospital room. For total peace of mind, it also enables you to choose your own doctor or specialist.

Comprehensive Working Visa is our top level of cover and is perfect for those who want to ensure they're fully protected while in Australia. It includes a private room in hospital, your choice of doctor or specialist, visits to the GP, ambulance trips, and more. This cover includes an optional $500 excess in order to reduce the cost .

Services included are:

  • Ambulance (100% covered) 
  • Full cover for accommodation
  • Shared room
    (public hospital)
  • Maternity services
  • Intensive Care fees
  • Theatre fees 
  • Pharmaceutical drugs
  • Prostheses 
  • Repatriation (max. $4000)

For full details, download a
Product Disclosure Statement 

Services included are:

  • Ambulance (100% covered) 
  • Full cover for accommodation
  • Shared room 
    (private hospital)
  • Maternity services
  • Intensive Care fees
  • Theatre fees 
  • Pharmaceutical drugs
  • Prostheses 
  • Repatriation (max. $6000)
  • Visits to your GP
  • X-rays
  • Pathology
  • Cardio Thoracic (heart/chest)
  • Joint replacement
  • Psychiatric care & treatment
  • Palliative care
  • Eye surgery
    (non-cosmetic)

For full details, download a
Product Disclosure Statement 

Services included are:

  • Ambulance (100% covered) 
  • Full cover for accommodation
  • Private room 
    (private hospital)
  • Maternity services
  • Intensive Care fees
  • Theatre fees 
  • Pharmaceutical drugs
  • Prostheses 
  • Repatriation (max. $8000)
  • Visits to your GP
  • X-rays
  • Pathology
  • Cardio Thoracic (heart/chest)
  • Joint replacement
  • Psychiatric care & treatment
  • Palliative care
  • Eye surgery (non-cosmetic)
  • Bone Marrow transplant
  • Organ transplant
  • Assisted Reproductive Technology (e.g. IVF)
  • $500 Excess (optional)

For full details, download a
Product Disclosure Statement 

What about everyday services like dental and optical?

If you would also like to be covered for other common services like dental, optical, physio, chiro, remedial massage, Traditional Chinese Medicine, gym memberships, weight loss programs, cancer screenings and more, you also have the option to add one of our popular Extras Cover options to your overseas visitors health insurance policy.


Request a Callback

If you'd like to speak to one of our consultants in person about cover options, simply email sales@hif.com.au or phone us on 1300 13 40 60 and we'll be happy to assist. Alternatively, complete the quick form below and we'll call you at a time that suits. After all, what's important to you is important to us, and we want to ensure you're 100% happy with your decision.

Please provide some quick info so we're ready to answer your enquiry when we call


Important, please note: 

  • If you choose to purchase HIF Overseas Visitor Cover, you must nominate a start date (the date your policy will commence). To activate your membership, please note that we require a copy of the visa and passport details (confirming arrival dates) for everyone covered on the policy. The details must be provided to HIF within one month of your arrival, as per legislative requirement.
  • Some waiting periods may apply.
  • The daily pricing above is based on a single policy in WA which has the highest hospital excess applied and is paid by direct debit on an annual basis after deducting a 4% annual discount. This pricing is correct as of 1 April 2016. Prices may vary for other states and territories.