Welcome to HIF, the Health Insurance Fund
of Australia.

Hello. We're the Health Insurance Fund of Australia, but our friends call us HIF. And thanks to our affordable health insurance cover and our commitment to providing choice, choice and more choice, we have a growing number of friends throughout Australia. But enough about us. Why not find out more about what we can do for you? Award winning private hospital insurance? Too easy. Affordable Extras cover options? No problem! We even offer visa friendly health cover options for international visitors to Australia starting from a tiny $2.61 a day. Simply use the handy product selector above to get an instant quote and choose the ideal private health insurance for you (and your budget). You can also check out our latest offers and discounts on our Special Offers page.

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Request a Callback

If you'd like to speak to one of our consultants in person about cover options, simply email sales@hif.com.au or phone us on 1300 13 40 60 and we'll be happy to assist. Alternatively, complete the quick form below and we'll call you at a time that suits. After all, what's important to you is important to us, and we want to ensure you're 100% happy with your decision.

Please provide some quick info so we're ready to answer your enquiry when we call


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Special Offer Terms & Conditions: Current and valid promo-codes can only be redeemed by new customers when joining HIF directly either online via hif.com.au or by calling 1300 13 40 60. Promo-codes cannot be redeemed for new membership applications submitted through comparison websites or other partner sites. The "HIF50" $50 bonus offer will be paid to eligible new members in the form of an eftpos card, which will be posted out to the new member approximately six weeks after the applicant's nominated policy commencement date. The offer is available to new HIF members only (ex members re-joining HIF within five years of their previous cover will not be eligible). This promotion cannot be used in conjunction with any other offer from HIF and is not applicable to discounted corporate health plans. This promotion is not available to HIF staff, directors, or their immediate families.

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Online Member Services

Our online member service centre is available online 24/7 and allows you to update your personal details, view your claims history, make a payment, add a new member, and much more.


SmartClaim Mobile App

SmartClaim is HIF's free and easy-to-use mobile claiming app that makes it simpler than ever to lodge Extras claims on the go. It's a simple as tap, snap and claim

Available on the iPhone App Store

Android App on Google Play