What are HIF’s joint, bone and muscle care programs?

To determine your eligibility for a specific program, you can contact us on 1300 134 060 or complete a general enquiry form on our website. Alternatively, you can review the eligibility for each program on the dedicated program page.

If you’re eligible, taking part in a Health & Well Being Program is your choice. It won’t affect your premium or health cover in any way.

There are no additional costs for eligible members.

The personal information that you provide is used and disclosed only for the purpose of confirming your eligibility and delivery of the program.

The programs support osteoarthritis (knee and hip), chronic joint and muscle pain, back and spinal issues, and recovery after injury or surgery.

Yes. Eligible members can access physiotherapy and rehabilitation in their own home through programs like 360 Rehab in the Home and Remedy at Home, avoiding hospital and day-admission clinics.

For some people with knee or hip osteoarthritis, structured physiotherapy, exercise and weight management can reduce pain and delay or avoid surgery. HIF's Kieser and Healthy Weight for Life programs are designed to help eligible members manage their condition and stay out of hospital where possible.

Treatment options can vary depending on your condition and healthcare needs. Many people benefit from services such as physiotherapy, chiropractic care and osteopathy to help manage joint pain, muscle pain, mobility issues and injury recovery. Depending on your level of HIF Extras Cover, benefits may be available for eligible physiotherapy, chiropractic and osteopathic services. Learn more about our Physio Cover, Chiropractic Cover and Osteopathy Cover options.