Healthy Lifestyle Cover

It goes without saying, we want you to stay healthy. It’s good for you, but it’s also good for all our members. Healthy members make fewer claims, and fewer claims mean better benefits and lower premiums. Everyone wins. And that’s the inspiration behind our Healthy Lifestyle Benefits.

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 HIF Healthy Lifestyle Benefits

Extras cover that’s about prevention, as well as cure.

With Healthy Lifestyle Benefits, you can claim a benefit to help you stay healthy – a benefit you can spend on your choice of HIF-recognised health management-related programs, memberships, activities or assessments. These include:

Weight management programs
To submit a claim for any of the following weight management programs, please ask your fitness instructor or referring GP to complete HIF's health management form and return a copy to us along with your relevant invoice(s) and a completed HIF Extras Claim Form.     

Please note: Benefits are not available for optional materials such as shakers or foodstuffs. Benefits are payable on weight-loss programs when undertaken in person. Benefits are not payable on online program purchases, with the exception of Michelle Bridges 12 WBT and Susie Burrell’s Shape Me.          

Gym membership: You can claim a Healthy Lifestyle Benefit on gym membership as long as your gym is approved by HIF and you provide evidence that the membership forms part of a personal health management plan. To do so, please ask your personal trainer or referring GP to complete HIF's health management form and return a copy to us along with your gym membership invoice and a completed HIF Extras Claim Form.

Yoga and pilates: You can claim a Healthy Lifestyle Benefit on yoga and pilates classes undertaken as part of a health management program at a gym or with an instructor who is currently approved by HIF. 

Exercise physiologists: Any qualified exercise physiologist with a Medicare provider number

Skin cancer screenings: Any HIF-recognised provider (benefits are not available where the service is eligible for a Medicare rebate)

Health assessments: Revive Clinic

Quit smoking programs: Cancer Council Quit Smoking Plan and Allen Carr’s Easy Way to Stop Smoking

How much can I claim?

Your annual benefit limit depends on your level of Extras cover. Here’s how it works:  

Healthy Lifestyle Benefits

Saver Special Super Premium
Per-person annual limit, per calendar year
$50 $75 $100 $125
Per-policy annual limit, per calendar year * $100 $150 $200 $250

Already have HIF Extras cover? Great, you can claim today.

Where’s the catch?

There isn’t one. It’s simply a money-in-your-pocket benefit, available as part of our SaverSpecialSuper or Premium Options Extras Cover*. 

Not an HIF member yet? No problem.

Joining or switching to HIF from another health fund is easy (we’ll even take care of the paperwork for you). Then, once you’re a member, you can claim your Healthy Lifestyle Benefits immediately.  Check out our range of Extras cover options , starting from just 71 cents a day^. Alternatively, find the best combination of Hospital and Extras cover for your lifestyle and budget – it takes five minutes with our easy-to-use product selector . 

*Healthy Lifestyle Benefits are not payable for policyholders with Vital Options Extras Cover. To receive a benefit on Healthy Lifestyle services, please upgrade your Extras cover to Saver Options.
^ Please note: The daily pricing (above) is based on a single Saver Options policy in WA paid by direct debit on an annual basis after deducting a 25.934% Federal Government Rebate and a 4% annual discount. Depending on your current household income, the rebate you can claim may be reduced. This pricing is correct as of 1 April 2017.
HIF recommends you consult with your health care professional to ensure that you are aware of your current health and any restrictions that are appropriate for you.