Award Winning Health Insurance From the Health Insurance Fund of Australia (HIF)

Join or switch to HIF Hospital + Extras cover and get 6 weeks FREE!*
PLUS, we'll also waive all 2-month Extras waiting periods.

Enter promo code 6W2M at checkout to claim

Join or Switch Today

*Terms and conditions apply.

Let's find the right cover for you

Get a Quote

Already an HIF Member?

Make the most of your cover!

Enjoy Member Rewards Program

Earn $70 each time you send a new member our way.

HIF Extends Best Doctors to Include Mental Health

Get $50 Off Your Pet Insurance

Renew or take out a new Pet Insurance Policy and get $50 off.

HIF and HealthShare Partner Up to Enhance Member Experience

Claim a Little Extra Over Time

Have Extras Cover? The longer you stay with us the more you can claim.

HIF Flu Vaccinations

From the 1st of March 2021, HIF will cover an annual flu vaccination up to the value of $20 on all its Extra’s policies, excluding Vital Options.

Find out more

Explore the HIF Healthy Lifestyle Blog

The latest health & wellbeing advice from our team of experts.

What is HIT Training and What are its Benefits?

Eat Seasonally - Healthier Apple and Raspberry Crumble

7 Signs Your Dog Has Anxiety and How You Can Treat It

The Quest Initiative

HIF is proud to support a national research study into medicinal cannabis - The QUEST Initiative, in partnership with Little Green Pharma.

Learn More

Not for profit and member focused Our priority is to look after the health and wellbeing of our members, not to maximise profits.
Freedom to choose your Extras provider You have total freedom to choose your own registered dentist, optician, physio, chiro and other Extras providers.
Australia's first certified carbon neutral fund As well as looking after our members' health, we also do our part for the community and planet.

Need help choosing the right cover?

We're here to help. If you need assistance at any stage in the process, get in touch.

^*Price is based on a single policy in Western Australia which has the highest hospital excess applied (where applicable) with a 24.608% Australian Government Rebate on private health insurance. This also excludes any Lifetime Health Cover (LHC) Loading.

^{^}Price is based on a single policy in Western Australia which has the highest hospital excess applied.