Optical Cover

Our optical insurance cover is a sight for sore eyes

HIF members can score tons of bonus discounts on frames, lenses, contacts and prescription sunnies - up to a massive 25%!

Did you know that with HIF, you can access generous rebates on optical items across Australia? Even better, if you hold Extras cover with us you'll also score an additional discount simply for being a HIF member! How good is that? If you're not already a member, get an obligation free quote online.

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HIF offers discounts and rebates on glasses, frames and lenses

Check out these bonus member discounts.

Whether you're a savvy online shopper or real-life retail therapy lover, we've got you covered. Check out the bonus savings and discounts below and you'll be sure to find a deal that suits your optical needs and budget.

 

 

 
IN-STORE - Optical Discounts on the High Street

If you currently hold SaverSpecialSuper or Premium Extras cover with HIF, you can visit one of these high street retailers today and access the following exclusive member discounts with a simple flash of your HIF member card. Even better, you'll still receive the maximum benefit available on the remaining amount payable after your discount has been deducted.

Luxottica Group (OPSM & Laubman and Pank)

  • 20% off lenses and lens add-ons
  • 15% off non-prescription sunglasses
  • 10% off contact lenses purchased in store.
  • 5% off + free delivery on contact lenses from OPSM Direct  
  • Eye test bulk billed to Medicare 

Specsavers

  • 25% discount on complete glasses (e.g. frame and lenses) from the $149 range or above.
  • 20% discounts on optical extras (including Suntint and UV Filter, Polaroid lenses, Transitions lenses, Driving tints, Drivewear lenses, Thin and Light lenses)
  • Free Digital Retinal Photography
  • Free contact lens assessment, fitting and trial (no discount on contact lens purchases)
  • Eye test bulk billed to Medicare 

EyeBenefit

  • 20% discount on complete glasses (e.g. frame and lenses)
  • 15% discount on lenses only
  • 10% discount on contact lenses

VSP

  • 15% discount on contact lenses
  • Free second pair of glasses to the value of $149, where the value of the primary pair is $300 or over and not part of a no-gap deal.
Please note: The above discounts only apply to items purchased in brick-and-mortar optical stores. They do not apply to items purchased online. Only HIF members who hold an Extras product are eligible for these discounts.
ONLINE - Optical Stores, Savings and Special Offers

We love making life easier for our members. That's why HIF members can now buy prescription lenses, frames and contact lenses at potentially lower prices through the following online retail outlets. Rest assured that you'll still receive the maximum benefit available on your current level of Extras cover too. 

AusSpecs

  ausspecs.com.au

BuyContactsOnline

  buycontactsonline.com.au

ClearlyContacts

  clearlycontacts.com.au
              Save 20% on orders over $99 + free shipping.
              Enter promo-code HIF at the checkout.

GlassesOnline

  glassesonline.com.au

GlassesPoint

  glassespoint.com.au

NetOptical

  netoptical.com.au

NowContacts

  nowcontacts.com.au

OPSM

  opsm.com.au

 Enter promo-code HIFS15 to save 15% on sunglasses 

 OpticalDirect

  opticaldirect.com.au

OpticsOnline

  optics-online.com.au

OzContacts

  ozcontacts.com.au 
              Enter promo-code HIFOZ15 to save 15%

Specsavers

  specavers.com.au 
              (in-store discount not applicable)

Sneaking Duck

 sneakingduck.com

VisionDirect

  visiondirect.com.au

WebContacts

  webcontacts.com.au

WebGlasses

  webglasses.com.au

Please note: The discounts listed above do not indicate any preference or priority of provider or traditional store based versus internet based providers. Unlike some other funds, HIF fully supports the principle that members receive the same benefit no matter which provider or service delivery method is chosen. Only HIF members who hold an Extras product are eligible for these discounts.
* Both offers from OPSM exclude Chanel and Maui Jim products.  

Optical benefits claimable on HIF Extras cover policies

Great news - we've simplified our optical benefits so you can claim more back! All sub-limits have been removed so there's now just one annual limit per person. That means if you have SaverSpecialSuper or Premium Options Extras Cover with HIF, you can now claim 100% of the fee until your annual limit is reached! For example, if you've held Premium Options for five years or more, you can now claim a whopping $350 per year in optical benefits. 

To find out more about HIF Extras cover and see the services included on each level of cover, check out our Extras Cover Choices page or view our full Extras Cover comparison table

Vital Options from $0.53 per day Vital Options from $0.53 per day Vital Options from $0.53 per day Vital Options from $0.53 per day Vital Options from $0.53 per day
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Optical Benefits Payable
more

Optical cover is not included on this product.
Vital Options is not available to members on Overseas Visitors cover.

Limit per person:
Up to 5 years: $110/year
Over 5 years: $121/year

Limit per policy: No limit

Limit per person:
Up to 5 years: $140/year
Over 5 years: $155/year

Limit per policy: No limit

Limit per person:
Up to 5 years: $260/year
Over 5 years: $325/year

Limit per policy: No limit

Limit per person:
Up to 5 years: $280/year
Over 5 years: $350/year

Limit per policy: No limit

         

Benefits are paid on items carried out by a registered optometrist or optical provider, approved by HIF. Benefits are not paid on non-prescription safety glasses, protective glasses, tinting, sunglasses, cosmetic glasses or cosmetic contact lenses, or frames not purchased via a registered Australian optical provider.