Comparison Table

Compare our popular hospital cover options.

Use the product comparison table below to help find a hospital cover option that suits your needs and your budget:

  GoldStarter GoldSaver Gold GoldStar
Choice of Excess
Private Room *
Private Room
(maternity services)

 
 
(3 days)

(5 days)

(unlimited)
Shared Room
Intensive Care
Theatre Care
Same-day Accommodation
Same-day Theatre
Appliances
Prostheses
Pharmacy Drugs
AccessGap Cover
Palliative Care (disease)
Cardio Thoracic (heart/chest)
Psychiatric Care & Treatment
Joint Replacement
Assisted Reproductive Technology (e.g. IVF)
Eye Surgery
(non-cosmetic)
Some restrictions and exclusions may apply. Please click the 'view details' button for full information on each product.

Some waiting periods may apply - view all hospital waiting periods
* A private room is available for a small co-payment. Please call 1300 13 40 60 for more information.

Please note:
Restricted service means a basic public hospital rate will be paid for accommodation and all other charges raised during the stay and out-of-pocket expenses will be paid by the member. An excluded service means all charges raised during the stay will be paid by the member.
Where a service is deemed by Medicare to be cosmetic and / or does not attract a Medicare rebate, all charges raised in association with the hospital stay will not be eligible for payment.
Some examples of cardio-thoracic surgery or monitoring are: heart bypass, angiogram, coronary care, lung surgery. Please contact us prior to admission to confirm benefits payable.