Health Insurance

Private health cover policies that speak for themselves.

Any health fund can talk up their so-called ‘affordable health insurance’. At HIF, we prefer to let our private health cover policies speak for themselves. So, go on, take a look at our Hospital options and compare us. Learn about our low-cost Extras cover, then look at the competition. We’ll happily take the taste test with any of the other health funds across Australia.

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 HIF special offers

Hospital Cover Choices

Nobody likes to think about themselves, or their loved ones, falling ill. But it happens. And when it does, it’s good to have options. Hospital Cover is also a smart choice if you're planning a family and would like to be covered for maternity services in a private hospital with your own choice of Obstetrician. Find out more about our five great-value Hospital Cover Choices now, cover starts from a tiny $1.51 per day.

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Extras Cover Choices

Our extras insurance provides cover for handy everyday health services like dental, chiro, optical, physio, osteo, ambulance, pharmacy, remedial massage, acupuncture, yoga, pilates, naturopathy, quit smoking programs, weight loss management, gym memberships and much, MUCH more. Find out more about our popular Extras Cover Choices now, cover starts from a tiny 62 cents per day.

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Overseas Visitors Cover Choices

If you’re visiting Australia or (even better) migrating, then we’re guessing overseas visitors cover is the last thing you want to think about. Why research private health insurance when there’s so much more interesting stuff to look forward to down under, right? That’s why we’ve made organising private health insurance cover as easy and affordable as possible for overseas visitors. Cover starts from a tiny $2.18 per day and you'll instantly receive a visa compliance letter by email upon confirmation your application.

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Discounted Corporate Health Plans

We love our corporate clients, employers and employees alike. You can tell from our corporate health solutions, which are (arguably) among the best in Australia. They offer our usual highly competitive cover, but you’ll also enjoy more healthcare choices, made all the sweeter thanks to generous corporate discounts, top incentives and a dedicated support team. 

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Request a Callback

If you'd like to speak to one of our consultants in person about cover options, simply email or phone us on 1300 13 40 60 and we'll be happy to assist. Alternatively, complete the quick form below and we'll call you at a time that suits. After all, what's important to you is important to us, and we want to ensure you're 100% happy with your decision.

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Ways to Make a Claim

With HIF, you can claim electronically, by mobile device (smartphone or tablet), by email, by fax or by post. It’s quick, easy and you’ll have your rebate in no time. Find out more about our various ways to claim

Forms and Brochures

Looking for a brochure or form? No problem, you'll find everything you need right here

Please note: We encourage you to fully read and retain all HIF information relating to your HIF membership benefits and conditions.