Check out these bonus optical cover discounts exclusively for HIF members.

Whether you're a savvy online shopper or real-life retail therapy lover, we've got you covered. Check out the bonus savings and discounts below and you'll be sure to find a deal that suits your optical needs and budget.

IN-STORE - Optical Discounts 

If you hold eligible Extras cover with HIF, you can visit the retailers below today and access the following exclusive member discounts with a simple flash of your HIF member card. Even better, you'll still receive the maximum benefit available on the remaining amount payable after your discount has been deducted.

Luxottica Group (OPSM & Laubman and Pank)

  • 20% off lenses and lens add-ons
  • 15% off non-prescription sunglasses
  • 10% off contact lenses purchased in store.
  • 5% off + free delivery on contact lenses from OPSM Direct  
  • Eye test bulk billed to Medicare 


  • 25% discount on one pair of complete glasses (frame and lenses) from the $149 range or above.
  • 20% discounts on optical extras (including sun tint and UV Filter, Polaroid lenses, Transitions lenses, Driving tints, drivewear lenses, Thin and Light lenses)
  • Free contact lens assessment, fitting and trial (no discount on contact lens purchases)
  • Eye test bulk billed to Medicare plus free digital retinal photography

Bailey Nelson

  • 20% discount for 1 pair of complete glasses (frame and lenses)
  • 20% off optional lens extras (extras include sun tint and UV filter, polaroid lenses, transition lenses, driving tints, divewear lenses, thin and light lenses.)
  • 10% off non-prescription sunglasses
  • 10% off contact lenses (including free contact lens assessment, fitting and trial)


Members shopping an QON can choose from 2 options:

Option 1

  • No GAP spectacles with lens design choices: single vision, bifocal, extended focus, multifocal.

Minimum rebate of $150 applies.

Option 2

  • 50% off the second pair of glasses (from any frame range or lens design) OR
  • Free second pair of glasses from a selected frame range of single vision 1.5 hard coat OR
  • Free Plano Cancer Council sunglasses (or equivalent) from a selected range.

Discount applies to the lower-priced pair. Some brand exclusions may apply due to frame license agreements.

Please note: The above discounts only apply to items purchased in-store at participating optical stores and are only available to HIF members who hold an eligible Extras product. They do not apply to items purchased online. 

ONLINE - Optical Stores, Savings and Special Offers

We love making life easier for our members. That's why HIF members can now buy prescription lenses, frames and contact lenses at potentially lower prices through the following online retail outlets. Rest assured that you'll still receive the maximum benefit available on your current level of Extras cover too. 

Please note: The discounts listed above do not indicate any preference of provider or for traditional stores versus online stores. Unlike some other funds, HIF ensures that all members receive their full benefit on top of any company discount, regardless of their chosen provider or delivery method. These discounts are only available to HIF members who hold an eligible Extras product.

* Promo-code offer for OPSM excludes Chanel and Maui Jim products.

HIF Optical Cover

Optical cover that's a sight for sore eyes.

Learn more about eye tests and optical insurance.

Let's start with eye tests. If you hold a current Medicare card, you’re eligible for the Medicare subsidy for eye tests provided by optometrists. Most optometrists bulk bill (meaning you won't need to pay anything up front), otherwise you can make a claim directly from Medicare, which may cover some or all of the charge.

If your test results show that you need glasses or contact lenses, that's where your Extras Cover comes in.

With HIF, you can claim 100% of your annual limit on whatever optical items you need, whether it's spectacles, contact lenses or prescription sunglasses (the only things we don't cover are tinting, coating and grinding). 

And because we don't have 'participating provider' schemes, you're free to purchase your optical items from any provider in Australia.

We do have heaps of bonus discounts locked in with a huge range of retail and online providers though, saving you up to 25% in some cases - and that's before you've even made a claim!

HIF Optical cover benefits

Want to maximise your optical benefit?

Here's an example of how you can...

Millie holds HIF Top Extras, so her optical annual limit is $300 a year. She visits Specsavers for a free eye-test (covered by Medicare) and learns that she needs glasses. She chooses a pair of designer frames and lenses priced at $250 and immediately receives a bonus 25% discount for being an HIF member, bringing the cost down to $187.50.

She swipes her HIF membership card through the store's eClaiming terminal and we process her benefits on the spot, covering 100% of the fee. Millie then has $112.50 remaining to put towards other optical items for the remainder of the year. 

The following week, Millie decides to purchase some contact lenses from and enters the promo-code "HIF" at the checkout, giving her a bonus 20% discount and free shipping on purchases of $99+. She purchases $100 worth of contacts, which is reduced by $20 thanks to her HIF discount. Millie pays for the order in full, then photographs her receipt and lodges a claim through our member app. 

She receives her $80 benefit back in her bank account a few days later, and still has $32.50 remaining in her optical annual limit! 

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