Here's your health cover quote.  

Based on the details you've provided so far, here's the policy we'd recommend for you. If you'd like to browse our other options though, no worries! Just use the product selector below to compare the different levels of cover until you find a policy that suits your needs and budget. For example, if you wish to combine Hospital + Extras, simply click the blue and yellow buttons until you're happy with your final selection. Alternatively, if you only want Hospital Cover right now, just click the grey "No Extras" button to remove that option entirely (and vice versa if you only want Extras). You can also revert back to our initial recommendation by clicking the "Original Quote" buttons. 


This quote reflects the standard premium that will apply from 1 April 2017 to 31 March 2018. If you'd like to lock in the current 2016 rate for up to 12 months, please choose a “cover commencement date” that falls on or before 31 March 2017 (you can select this when you reach the ‘Payment Details’ screen). When we activate your policy and debit your first payment, we will manually adjust your premium amount to reflect the reduced rate. We’ll then confirm this in writing when we email through your new Membership Welcome Pack. If you have any questions about this quote, please call 1300 13 40 60 or email our sales team



Please note that some Hospital and/or Extras waiting periods, exclusions and restrictions may apply to the each level of cover.
When completing this form, please fully read and retain HIF's product information prior to selecting your level of cover.
A 30 day cooling off period also applies.

Special Offer Terms & Conditions: Current and valid promo-codes can only be redeemed by new customers when joining HIF directly either online via or by calling 1300 13 40 60. Promo-codes cannot be redeemed for new membership applications submitted through comparison websites or other partner sites. The "HIF50" $50 bonus offer will be paid to eligible new members in the form of an eftpos card, which will be posted out to the new member approximately six weeks after the applicant's nominated policy commencement date. The offer is available to new HIF members only (ex members re-joining HIF within five years of their previous cover will not be eligible). This promotion cannot be used in conjunction with any other offer from HIF and is not applicable to discounted corporate health plans. This promotion is not available to HIF staff, directors, or their immediate families.