Need Overseas Visitors Health Cover, pronto?

Too easy! Just use our handy interactive Product Selector to find the policy that best suits your needs and budget, then join on the spot. Even better, once you've joined us, you'll automatically receive your Visa Compliance Letter by email for immigration purposes.

What about everyday services like dental and optical?

If you would also like to be covered for other common services like dental, optical, physio, chiro, remedial massage, Traditional Chinese Medicine, gym memberships, weight loss programs, cancer screenings and more, you also have the option to add one of our popular Extras Cover options to your overseas visitors health insurance policy.

Looking for Non-Working Visa Cover instead?

No worries! If you've come to the wrong page, just head over to our Non-Working Visa Cover page instead. It includes two affordable options for temporary visitors to Australia.

Frequently asked questions about HIF Overseas Visitors Cover.

Check out the articles below for more information on Medicare eligibility, visa compliance letters, and why purchasing HIF Working Visa Health Cover is a smart idea. 

Important, please note: 

  • Some waiting periods may apply.
  • Price is based on a single policy in Western Australia which has the highest hospital excess applied.
  • In addition to the exclusions listed in the table above, there's a few other situations where you won't be covered by HIF: 

    • When you receive treatment during a period where your HIF policy is currently suspended, classified as unfinancial (e.g. not paid up-to-date), or has been cancelled. 

    • Any hospital treatment, service, device or circumstances where Medicare or the Therapeutic Goods Administration (TGA) doesn’t pay a benefit. This includes in-hospital services such as experimental treatment and/or procedures, prostheses and technologies.

    • Any charges raised by a non-agreement or public hospital which are not covered, or are above the benefit that HIF pays. 

    • Any charges raised for treatment administered by a provider that’s not recognised by HIF. Any cosmetic service (e.g. cosmetic surgery which is not clinically necessary). 

    • Any personal expenses not covered by your HIF policy such as newspapers, phone calls, internet access, pay TV or meals ordered for visitors.

    • Any inpatient pharmacy benefits for non-intrinsic or discharge drugs. Benefits may be restricted or may not apply to experimental or high-cost drugs or drugs that aren’t approved by the Therapeutic Goods Administration (TGA).

    • If you’re admitted to hospital for more than 35 days and you’ve been classified as a ‘nursing home type’ patient. In these situations, patients may receive minimum benefits but will need to personally contribute towards the remaining costs associated with their stay. 

    • For Respite Care. 

    • Where compensation, damages or benefits for medical treatment can or have been claimed from a third party; such as workers compensation, public liability sources, your employer or any other insurance policy. 

    • For any hospital service or medical treatment provided outside Australia.