Let's start at the beginning

The HIF story began back in 1954, when our organisation sprang into life as the Western Australian Government Railways Employees Hospital and Medical Benefits Fund Inc (trips off the tongue, doesn’t it?). 

One name change and 24 years later, we became Health Insurance Fund of WA, an incorporated association under the Associations Incorporations Act 1895 (WA). Then, in June 2010, we changed our name again to Health Insurance Fund of Australia. We did this to reflect our increasingly nationwide membership base.

We're a member-focused organisation, providing great value health and travel options. Our philosophy is to give members the freedom to choose when it comes to their healthcare providers.

A not-for-profit, here-for-you health fund

By preserving our status as a registered open-access, not-for-profit Member-focused private health insurer, we qualify for exemption from income tax assessment under the Income Tax Assessment Act 1997 (Cth) (although we are subject to other forms of taxation).

Unlike many Australian health funds, we do not have shareholders. Moreover, cash dividends are not paid directly to our fund Members. Instead, we return any surpluses to our members in the form of lower premiums, increased rebates and new benefits and services. This is our way of rewarding our loyal members.

It's about our members, not profits

Our priority is to help our members and their dependants lead healthy and happy lives. Simple as that. We do this by providing a choice of insurance covers for hospital, medical and extras services. We also offer great value travel insurance

Want to know more about us?

We’re different from other Australian health insurance funds in a whole host of ways. Explore our site to find out more about us, from our corporate structure to our careers centre, not to mention our green credentials (did you know we were also Australia’s first certified carbon neutral health fund?).

You can also read all the latest news from HIF, along with our Healthy Lifestyle Blog featuring great articles on diet, nutrition, fitness, exercise, dental healthcare, pet health and general wellbeing.