City Fertility

Yes, you are required to have a referral to your specialist of choice.
You can download a City Fertility referral form and take it along to your GP appointment. If your regular doctor (GP) is unable to provide a referral, or if you need help in obtaining one, please contact City Fertility.

In Vitro Fertilisation (IVF) is one of the most common types of Assisted Reproductive Technologies (ART).

The main surgical procedure in an IVF cycle is the egg collection (also referred to as egg pick-up, oocyte pick-up and OPU), and sometimes egg harvesting.  After a patient's eggs have been collected, hormone medicines will be prescribed to help prepare the lining of the womb. Meanwhile, the fertilised eggs will grow in a lab for up to six days before the best one or two embryos are transferred into the patient's womb. 

From there, it can generally take between 4-6 weeks to complete one cycle of IVF, followed by a couple of weeks wait while the eggs mature. The eggs can then be retrieved and fertilised.

HIF does not share your data directly with City Fertility. City Fertility will collect relevant information when you contact them for an appointment. Please visit City Fertility’s Privacy Policy.

Infertility is defined as 12 months of unsuccessful conception for women under 35. For women over 35, this decreases to six months. The majority of women will fall pregnant within six months of trying. If a longer period has passed, there may be something else to consider, and we suggest an initial consultation and work-up. 

ART is available on Gold Tier Hospital Cover. You can claim benefits towards your anaesthetist and doctors’ fees when admitted to hospital as an inpatient. You'll also be covered for theatre fees and accommodation in an HIF-contracted private hospital.¹

The waiting period for members who haven’t previously held Hospital Cover that includes ART and maternity services is:
•     12 months (pre-existing condition) 
•     2 months (not a pre-existing condition)

Yes, with the right cover. IVF and other ART treatments are covered on HIF’s packaged products, Silver Plus Family Mid, Silver Plus Family Advanced and HIF’s closed Gold Tier hospital products which pays benefits towards your in-hospital doctors' and anaesthetist fees, theatre fees and accommodation in an HIF-contracted private hospital. Eligible members also receive a 10% discount on selected City Fertility services.

IVF costs vary by clinic, treatment type and how many cycles you need, and out-of-pocket costs depend on your Medicare eligibility and level of private hospital cover. Keep general unless HIF wants to cite current City Fertility pricing. Speak to City Fertility for a personalised quote.

There's no strict legal age cut-off for IVF in Australia, but success rates decline with age, particularly after 40. A fertility specialist can assess your individual circumstances and options. If you've been trying to conceive for 12 months (or six months if you're over 35), an initial consultation is recommended.

ART and IVF benefits apply through HIF’s packaged products, Silver Plus Family Mid, Silver Plus Family Advanced and HIF’s closed Gold Tier hospital products, not Extras. Extras cover is for out-of-hospital services like dental, optical and physio. Check your product factsheet to confirm what your policy includes.