Website Terms of Use

The information presented on ("website") is in summary form in order to impart general information relating to certain diseases, ailments, physical conditions and their treatments. The information should not in any way be taken to constitute a diagnosis, prescription or recommendation that a particular course of action or treatment be taken in relation to an actual disease, illness, ailment or injury.

The information accessed through the website is not complete or exhaustive and does not cover all diseases, ailments, physical conditions and their treatments.

The materials presented are not intended as medical advice for individual problems and should not be used or relied upon as a substitute for a consultation or visit with your physician or other health care provider. Should you have any health care related questions, please see your doctor or other health care provider promptly.

Neither Health Insurance Fund of Australia also trading as ("HIF") nor any of its content suppliers make any warranty as to the correctness, completeness, reliability or accuracy of the information supplied on the website.

Links to other sites from the pages on this website are for information only and HIF accepts no responsibility for any material on any other website that is linked from or to this website.

To the extent permitted by law, all implied warranties of merchantability, satisfactory quality and fitness for a particular use or purpose with regard to such information or services are hereby excluded.

HIF cannot and does not assume any responsibility or liability for any information you submit to for you or third parties' use or misuse of information transmitted or received using the aforementioned. HIF does not warrant or represent that the information you submit to the aforementioned will be protected against loss, misuse or alteration by third parties.

In no event shall HIF be liable for any damages suffered, incurred by or caused by you, other than the amount referred to above, and all other damages suffered, incurred by or caused by you, direct or indirect, special, incidental, consequential, exemplary or punitive are hereby excluded.

HIF's liability, if any, for damages (including, without limitation, liability arising out of contract, negligence, strict liability, tort or patent or copyright infringement) shall not exceed the fees paid to HIF by the user for the particular information or service provided. 

HIF's liability to you for any breach of any implied provision of this website (other than an implied warranty of title) is limited, at HIF's option, to refunding the price of the goods or services in respect of which the breach occurred; providing, replacing or repairing the goods; or providing the services again, other than where the goods or services are of a kind ordinarily acquired for personal, domestic or household use or consumption.

By using this website, you hereby agree not to rely on any of the information contained herein and accept all risks relating to unauthorised copying, amendment, reading of or interference with messages or this website by third parties; delay in or inability to access or use this website due to any hardware, software, system or connection failure, error, omission, interruption or computer virus; and loss of data or information due to any cause whatsoever.


A ‘cookie’ is a small file placed in your web browser that collects information about your web browsing behaviour. Use of ‘cookies’ allows a website to tailor its configuration to your needs and preferences, as well as potentially serve ads to you while you are browsing the Internet. Although ‘cookies’ do not access information stored on your computer or any personal information (e.g. name, address, email address or telephone number), they do allow collection of identifiable information.

Our website uses cookies to analyse website traffic and help us provide a better website visitor experience. In addition, third party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites. Users may opt out of personalised advertising by visiting Ads Settings.


This website may contain links to other websites. These links are meant for your convenience only. Links to third party websites do not constitute sponsorship or endorsement or approval of these websites. Please be aware that we are not responsible for the privacy practices of such other websites. We encourage our users to be aware, when they leave our website, to read the privacy statements of each and every website that collects personally identifiable information.  

The HIF privacy policy can be found at

Online Member Centre Terms of Use

Click here to view our Online Member Centre Terms of Use

Please note:

  • These Terms outline the conditions under which you may access and use our Online Member Centre, including disclaimers and limitations of liability.
  • Your use of our Online Member Centre constitutes acceptance of these Terms.