What are HIF's Fund Rules?

Before taking out private health insurance with us, all adult Members to be covered on your HIF policy must read our Fund Rules. This includes dependents over the age of 18. By purchasing a private health insurance policy with HIF, you and all persons on your membership become Members of our Fund and agree to our Fund Rules.

HIF’s Fund Rules operate to guide, clarify, govern or regulate as the case may be the business operations and any other relevant or related activities of HIF in respect of its health benefits fund that relates solely to: Health insurance business or a particular part of that business, or health insurance business, or a particular part of that business, and some or all of its health-related businesses, or particular parts of those businesses.

We recommend that these Fund Rules be read together with our Health Cover Guide.