What does a Restricted Service mean?

Restricted Services are hospital services which are only covered for payments at the basic benefit level. This means that benefits for the restricted services under a particular level of cover will include basic public hospital rate (only) for accommodation and therefore significant out-of-pocket expenses may apply for these procedures if you are admitted as an inpatient for the specified treatment.

For example, if you hold GoldSaver Hospital and require eye surgery, this would be a restricted service under your level of cover and therefore you would only be covered for your accommodation at the public hospital rate and all other costs, such as theatre fees would be your full out-of-pocket expense.

For more information on restricted services please visit our Hospital Cover Comparison Table webpage.  

HIF Health Insurance

Nobody likes to think about themselves, or their loved ones, falling ill or needing healthcare treatment. But it happens. And when it does, it’s good to know you have options. With HIF Health Insurance, we prefer to let our policies speak for themselves. Simply click “Get a Quote” at the top of this page and choose the right private health insurance for you.

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