What is the difference between an 'open fund' and a 'closed fund'?

Australian health funds can be structured in different ways, including being considered 'Open' or 'Closed'.

An open health fund, like HIF, is a membership organisation which provides policies to the general public.

A closed (or 'restricted') health fund only provides insurance policies through specific employment groups, professional organisations or unions; for example - Doctors' Health, Police Health, Teachers' Health and Navy Health.

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HIF Health Insurance

Nobody likes to think about themselves, or their loved ones, falling ill or needing healthcare treatment. But it happens. And when it does, it’s good to know you have options. With HIF Health Insurance, we prefer to let our policies speak for themselves. Simply click “Get a Quote” at the top of this page and choose the right private health insurance for you.

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