How much can I claim for optical each year?

Great news - we've removed all of our optical sub-limits so there's just one annual limit per person. That means if you have Saver, Special, Super or Premium Extras Cover with HIF, you can now claim 100% of the fee until your annual limit is reached. 

Here’s how it works:

HIF optical insurance cover benefits

Benefits are paid on the supply of frames and/or lenses, by a registered optometrist or optical provider, recognised by HIF. Benefits are not paid on non-prescription safety glasses, protective glasses, sunglasses, cosmetic glasses or cosmetic contact lenses, lens additions such as tinting or coating, fitting and adjustment fees (such as the fitting of new lenses to existing frames), frames not purchased via a registered Australian optical provider.
Category: Member Information
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