What does Private Health Insurance not cover?

For Australian residents and citizens who hold Medicare, private health insurance cannot cover you for outpatient services. Outpatient services refers to someone who has received medical treatment in a doctor’s surgery or casualty department (as well as X-rays and blood tests). It's important to note that benefits for outpatient services are only payable by Medicare Australia, unless, of course, you're an overseas visitor and therefore not eligible for Medicare. 

If you're an overseas visitor and not eligible for Medicare, a benefit towards outpatient services may be provided on our Intermediate Working Visa, Comphrensive Working Visa, and Visitor Value Non-Working Visa products. 

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