If you pay for your policy 12 months in advance, we'll include a 4% discount - or for six monthly payments, the discount is 2%. If you're already an HIF member and would like to change your payment frequency, simply log-in to to our online Member Centre. The discounts will be automatically factored into the price you see when you confirm the payment frequency change.
Please note: Yearly and half-yearly discounts are not available in addition to any other discount, e.g. corporate or group discount arrangements.