More choices, savings and benefits.

Peth Wildcats members save money and enjoy all our usual benefits (and more besides). These include:

  • An exclusive 12% discount on a HIF health insurance policy

  • No preferred providers so you can choose your healthcare provider

  • Access to hundreds of hospitals across Australia

  • Access to our HIF Second Opinion service when you take out Silver Plus or Gold Top Hospital Cover and/or Top Extras Cover

  • A $70 gift card each time you refer friends or family to HIF

  • Options for easy submission of Extras claims, including via HIF member app, Online Member Centre, email and mail, or instantly via on-the-spot claiming

  • Access to a range of healthy lifestyle benefits, such as gym memberships, weight loss programs, health management programs, quit smoking plans and skin cancer screenings.

Find out more and get a quote.

We’re always here to help and would be happy to discuss your requirements and advise how much you could be saving with us. To get a quote or simply chat to our friendly team, get in touch today on 1300 134 060 (obligation free of course!).

Alternatively, you can get an online quote which includes your exclusive discount. Use the button at the top this page and enter the Access Code.

Switching from another fund? Let us do the paperwork for you.

If you're currently insured by another Australian health fund, we’ll help take the stress out of switching. We'll automatically recognise your previous length of hospital coverage with your current fund, and if you're transferring to an equivalent or lower level of cover, you won't have to re-serve waiting periods either. If you're transferring to a higher level of cover, you will need to serve waiting periods for those services not included in your previous level of cover 

To authorise us to arrange the transfer on your behalf, simply check the box during the online application process, and enter the name of your previous health fund and your membership number. Alternatively, if you're joining over the phone, you can instruct your Sales Consultant to complete the authorisation details for you.

Once we have your authorisation, we'll then contact your previous fund and request that they send us what's known as a 'Clearance Certificate'. The certificate provides HIF with all the details we need in order to finalise your new policy with us, including your length of membership with your old fund, any waiting periods that may still be outstanding, plus any Lifetime Health Cover loading that may apply. 

Rewards for referrals.

Our members mean everything to us (after all the more members we have, the better value we can offer everyone). That’s why we like to encourage our existing members to spread the word about our health insurance by rewarding every successful referral.

A lot of our new memberships result from word of mouth referrals – happy members tell their friends about HIF and in turn, they become new happy members. And because we value member referrals, we'll send you a $70 bonus cash card every time you successfully refer a friend (and there's no limit to how many you can earn!) Check out the Member Rewards page to find out more.

Terms and Conditions for the 
“Perth Wildcats Member Discount” 

The promoter is Health Insurance Fund of Australia Limited ACN 128 302 161 of 100 Stirling Street, Perth, Western Australia 6000 (HIF).


1.     This offer starts on Monday 1 July 2024 at 12:01am and closes on Monday 30 June 2025 at 11.59pm (WST) (Offer Period)

2.     Your policy start date must start no later than Offer Period.

3.     This offer is only available to a Perth Wildcats member who purchases an Eligible Product and opts to pay by Direct Debit for fortnightly, monthly, quarterly, six-monthly or annual payment frequencies (Eligible Member).

4.     This offer is available during the Offer Period to Eligible Members by:

 i.     using the access code PWCM through the HIF website at at the time of joining; or

 ii.     by calling 1300 134 060 and mentioning this offer at the time of joining.

5.     This offer is only available for the following Hospital and Extras covers:

 i.     Hospital: Basic Plus, Bronze, Bronze Plus, Silver, Silver Plus, Gold Top; and

 ii.     Extras: Basic, Value, Simple, Essential, Advanced, Top. (Eligible Product).

6.     This offer is not available to:

 i.     existing members who take out

  • Combined Hospital and Extras, or
  • Hospital only, or
  • Extras only; or

 ii.     members who take out Overseas Visitors cover; or

 iii.     existing members who cease their Perth Wildcats membership; or

 iv.     members who join by broker, intermediary or corporate partner; or

 v.     HIF directors, employees or contractors.

7.     This offer cannot be used in conjunction with any other offer or discount from HIF, except where those offers or discounts explicitly state.


8.     This offer is for a 12% discount on the premium at the time of joining.

9.     This offer is not redeemable for cash, transferrable or exchangeable.

10.   To the extent permissible by law, HIF may amend, cancel or suspend all or part of this offer.


11.   Our Privacy Policy outlines how your personal information is handled and the steps we take to ensure the privacy of your personal information, which is available on our website at

Terms and Conditions Archive

Terms and Conditions for the “Perth Wildcats Member Discount” Offer November 2023 - June 2024