SmartHealth member newsletter.

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In our latest edition you'll find the following features:

• Exclusive Member Competition. To celebrate our 65th birthday this year, we're giving away 65 cuddly Hif mascots! To enter, simply complete this form and tell us why you love being an HIF Member.  

• Who claimed what from HIF in 2018-19? Ever wondered which Hospital and Extras services are claimed for most regularly each year by HIF Members? Explore SmartHealth now to view the top five.

• Public vs Private Hospital Admissions. Recently, there's been a lot of media coverage around the cost implications of health fund members using their private cover for emergency public hospital admissions. So what exactly are your rights, options and potential benefits? Read SmartHealth now for full details.

• New product alert: Silver Plus Hospital. We're delighted to launch a new Hospital Cover option for Members who want comprehensive cover but don't want maternity included. Silver Plus Hospital also includes higher excess options, plus access to our popular HIF Second Opinion service. Find out more in SmartHealth.

• A life-threatening grass seed. Pet insurance may protect cats and dogs against a multitude of accidents and injuries from the complex and critical, to something simple like a grass seed. In the case of PetSure's Chief Vet Dr Magdoline Awad, however, one tiny grass seed almost cost her dog Rex his life! You'll find the full story in this edition of SmartHealth.

• Planning a hospital stay? If you're planning elective treatment soon, it's important to understand our Access Gap Cover arrangement and how it can help you to reduce potential out-of-pocket expenses. Check out SmartHealth now for a detailed overview of Access Gap Cover, plus the key questions to ask your doctor prior to any inpatient admission.

Download the latest edition of SmartHealth