If you've recently become an Australian permanent resident, congratulations! You're now eligible for full Medicare benefits (so you may want to change your overseas policy to a domestic policy). Please note though, that you must take out a domestic policy within 12 months of your permanent residency being granted in order to avoid Lifetime Health Cover Loading (LHC). To find out more, visit 'Does the Medicare Levy Surcharge affect Overseas Visitors?'.
To make it easier for everyday Australians, under the new health insurance reforms the Government has introduced a new list of clinical categories for hospital cover. But what are the new clinical categories and what do they mean? We’ve answered the important questions for you.
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