In this short video clip, long-term HIF member Claire Chidgzey discusses her key life changes and explains the important role her private health insurance played during the premature birth of her gorgeous baby girl, Inez.
Claire Chidgzey: Hi, I’m Claire and I’m a mother of one. I own my own fitness business and I have a very active lifestyle. I’ve been a member with HIF for 33 years; I was first a dependent on my parent’s policy, then when I was 25 I purchased singles cover. Coming from a medical family, health insurance just was not an option for me; it was always something that I felt I needed to do. In 2012 I got engaged so I added my fiancé Stuart to the policy. We took out family cover knowing that we were going to start a family soon and we wanted to make sure we had top level maternity. My health insurance has been absolutely invaluable to me – when I was 32 weeks pregnant I was told that my baby was in distress and I would have to deliver her immediately. I was in ICU for a couple of days and my maternity stay turned out to be a week, which is longer than usual, but my daughter was in hospital for five and a half weeks. Our out-of-pocket expenses were really minimal; in fact, I think we’ve claimed three times more that what we’ve paid out in premiums. My health insurance gives me great peace of mind – my parents did it for me, I’m doing it for my daughter and I really hope she’ll do it for her daughter in the future.