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10 Ways to get the most out of your membership

Like most types of insurance, we know that health cover can often be a case of 'set and forget' - and that's cool; we're sure you have better things to do than think about health insurance.

Do I need to change my cover now that I'm a Permanent Australian Resident?

If you've recently become an Australian permanent resident, congratulations! You're now eligible for full Medicare benefits (so you may want to change your overseas policy to a domestic policy). Please note though, that you must take out a domestic policy within 12 months of your permanent residency being granted in order to avoid Lifetime Health Cover Loading (LHC). To find out more, visit 'Does the Medicare Levy Surcharge affect Overseas Visitors?'.

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